Retired

On Sun, 18 Sep 2005 09:55:39 -0400, "MoM" <[email hidden]>
connected the dots and wrote:

~We are officially retired!
~
~Now we can start travelling and I can do more experimental cooking!
~
~Woopee!
~
~MoM
~
Congratulations on making it past the tough point. Whatever you do,
don't let your spouse drive you nuts now<g>

maxine in ri

On Sun, 18 Sep 2005 18:16:39 -0400, "MoM" <[email hidden]>
connected the dots and wrote:

~
~"Damsel in dis Dress" <[email hidden]> wrote in message
~news:[email hidden]...
~> "Dee Randall" <[email hidden]> said:
~>
~>> Yep, my husband and I both retired when he was 44. I am now 70;
it seems
~>> like only yesterday.
~>
~> Dang! You don't look a day over 30!
~>
~> Carol
~
~That would have been nice, but this is my second marriage and I was
42 then.
~It's like starting from scratch. But, I've managed
~to arrange our finances so we will be financially secure. We won't
owe
~anyone anything!
~
~So, what have you done for 26 years?
~
~
~MoM
~
Worked in printing, 4 years at random jobs, 22 years at the current
place.

maxine in ri

maxine in ri said:

Congratulations on making it past the tough point. Whatever you do,
don't let your spouse drive you nuts now<g>

LOL. Too true. I liked it when my wife was still working and I was on a
four day work week. I had one day a week all to myself. One of the
things we were told at the retirement seminar was "I married you for
better or for worse but not for lunch." :-)

"Nancy Young" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"MoM" <[email hidden]> wrote

Quoted message said:

"Dimitri" <[email hidden]> wrote in message

Quoted message said:

Quoted message said:

If it weren't for Glucosamine I'd have steel knees.

Quoted message said:

It's great stuff! I take glucosamine and chondroitin in one capsule. But...
I've already had one surgery and I'm trying to avoid another. I've lost a
lot of weight and that helps, but unfortunately the damage is already done
and arthritis doesn't go away.

What is that? Can I just buy it at the store? Or do I have to go back
to my orthopedic surgeon?

nancy

It is an over the counter supplement - Go to the arthritis.org and check it out.

You should let you physician know - all of them.

It is also called ostiobioflex <sp> and many other brand names. It ain't
cheap.and it can take several months before you notice a difference.

http://www.arthritis.org/conditions/alttherapies/Glucosamine.asp

Dimitri

"Dimitri" <[email hidden]> wrote

Quoted message said:

"Nancy Young" <[email hidden]> wrote

Quoted message said:

Quoted message said:

Quoted message said:

> If it weren't for Glucosamine I'd have steel knees.

Quoted message said:

Quoted message said:

What is that? Can I just buy it at the store? Or do I have to go back
to my orthopedic surgeon?

Quoted message said:

It is an over the counter supplement - Go to the arthritis.org and check
it out.

You should let you physician know - all of them.

It is also called ostiobioflex <sp> and many other brand names. It ain't
cheap.and it can take several months before you notice a difference.

Thanks a million, Dimitri, I will look for it. And read the website.

nancy

"Nancy Young" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"Dimitri" <[email hidden]> wrote

Quoted message said:

"Nancy Young" <[email hidden]> wrote

Quoted message said:

Quoted message said:

>> If it weren't for Glucosamine I'd have steel knees.

Quoted message said:

Quoted message said:

What is that? Can I just buy it at the store? Or do I have to go back
to my orthopedic surgeon?

Quoted message said:

It is an over the counter supplement - Go to the arthritis.org and check it
out.

You should let you physician know - all of them.

It is also called ostiobioflex <sp> and many other brand names. It ain't
cheap.and it can take several months before you notice a difference.

Thanks a million, Dimitri, I will look for it. And read the website.

nancy

As a bit of a follow-up I have no cartilage in one knee and about 1/2 in the
other. I used to eat anti-inflammatories like candy and could not stay asleep
at night. I would turn over and the pain would wake me up. About 3 or 4 years
ago my internist put me on 1500 & 1200 per day and then doubled the dosage.
After about 6 months I noticed that had a lot less pain doing the normal
things. I had been told by my orthopedic surgeon that I would have to have my
knees replaced. It may get worse I don't know but today I don't need the
surgery.
(well maybe a lobotomy) LOL

Dimitri

Nancy Young said:

"MoM" <[email hidden]> wrote

Quoted message said:

"Dimitri" <[email hidden]> wrote in message

Quoted message said:

Quoted message said:

If it weren't for Glucosamine I'd have steel knees.

Quoted message said:

It's great stuff! I take glucosamine and chondroitin in one capsule.
But... I've already had one surgery and I'm trying to avoid another. I've
lost a lot of weight and that helps, but unfortunately the damage is
already done and arthritis doesn't go away.

What is that? Can I just buy it at the store? Or do I have to go back
to my orthopedic surgeon?

Depends on how much cartilage is gone and your particular body
chemistry but for most people it can take too many years for
glucosamine to build up cartilage, and in most cases cartilage erodes
faster than glucosamine replaces it. Orthopedists nowadays recommend a
course of "Synvisc"... no legit Orthopedist will consider knee
replacement before the patient tries at least two rounds.

http://www.synvisc.com

Sheldon

"Nancy Young" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"MoM" <[email hidden]> wrote

Quoted message said:

"Dimitri" <[email hidden]> wrote in message

Quoted message said:

Quoted message said:

If it weren't for Glucosamine I'd have steel knees.

Quoted message said:

It's great stuff! I take glucosamine and chondroitin in one capsule.
But... I've already had one surgery and I'm trying to avoid another.
I've lost a lot of weight and that helps, but unfortunately the damage is
already done and arthritis doesn't go away.

What is that? Can I just buy it at the store? Or do I have to go back
to my orthopedic surgeon?

nancy

I buy mine at my local Walmart in Canada. It was my orthopod who prescribed
it for me, but it's not a prescription
it's listed as a natural product. I'm just blessed that I can claim
anything my doctor prescribed prescription or
otherwise. i take 3 900 mg per day.

Here's a site with info.

http://www.consumerlab.com/results/gluco.asp

Mom

"maxine in ri" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

On Sun, 18 Sep 2005 09:55:39 -0400, "MoM" <[email hidden]>
connected the dots and wrote:

~We are officially retired!
~
~Now we can start travelling and I can do more experimental cooking!
~
~Woopee!
~
~MoM
~
Congratulations on making it past the tough point. Whatever you do,
don't let your spouse drive you nuts now<g>

maxine in ri

Actually, I think it might be the other way around. LOL

MoM

"Dimitri" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"Nancy Young" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"Dimitri" <[email hidden]> wrote

Quoted message said:

"Nancy Young" <[email hidden]> wrote

Quoted message said:

>>> If it weren't for Glucosamine I'd have steel knees.

Quoted message said:

> What is that? Can I just buy it at the store? Or do I have to go back
> to my orthopedic surgeon?

Quoted message said:

It is an over the counter supplement - Go to the arthritis.org and check
it out.

You should let you physician know - all of them.

It is also called ostiobioflex <sp> and many other brand names. It
ain't cheap.and it can take several months before you notice a
difference.

Thanks a million, Dimitri, I will look for it. And read the website.

nancy

As a bit of a follow-up I have no cartilage in one knee and about 1/2 in
the other. I used to eat anti-inflammatories like candy and could not
stay asleep at night. I would turn over and the pain would wake me up.
About 3 or 4 years ago my internist put me on 1500 & 1200 per day and then
doubled the dosage. After about 6 months I noticed that had a lot less
pain doing the normal things. I had been told by my orthopedic surgeon
that I would have to have my knees replaced. It may get worse I don't
know but today I don't need the surgery.
(well maybe a lobotomy) LOL

Well I now have two metal knees. The last one installed last week. Of
course I am still sore with the last one but the previous is marvellous...
no pain.........................

"Dimitri" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

That's good advise all be it a generalization. I thought we live forever?

We do.

That is, you do and I do - although I'm wondering a bit about me ... :-(

Quoted message said:

Thanks for reminding me that I am mortal and that getting old is a [censored].
100 yard dash? [censored] I don't know if I can do the 100 yard crawl ;-) LOL

Never could dash ...

My take on pension schemes is the following:

You save in a pension scheme and accumulate (for example, not an actual
figure) £/$ x.

OK?

You retire at 65 - parties, clocks, handshakes, the lot.

At 65 +one day you die - naturally or by bus or whatever.

Where's your pension?

What's your estate worth for your heirs?

Now, the alternative.

You save in a bank account, building society whatever. You accumulate (for
example, not an actual figure) £/$ x.

At 65 you retire, parties etc.

At 65 + one day you die - naturally or by bus or whatever.

Where are your savings?

What's your estate worth for your heirs?

£/$ x - one day.

Guess what we've done?

Mary

In article <[email hidden]>,

Mary Fisher said:

My take on pension schemes is the following:

You save in a pension scheme and accumulate (for example, not an actual
figure) £/$ x.

OK?

You retire at 65 - parties, clocks, handshakes, the lot.

At 65 +one day you die - naturally or by bus or whatever.

Where's your pension?

What's your estate worth for your heirs?

Now, the alternative.

You save in a bank account, building society whatever. You accumulate (for
example, not an actual figure) £/$ x.

At 65 you retire, parties etc.

At 65 + one day you die - naturally or by bus or whatever.

Where are your savings?

What's your estate worth for your heirs?

£/$ x - one day.

Guess what we've done?

I don't know. The impossible?

Obviously, if you know that you are going to die the day after you
retire at age 65, then you should take your retirement as cash and not
an annuity (monthly payments). Better yet, you should retire earlier so
you can enjoy your money! Say retire at age 55, and spend 10% of your
money each year so you get maximum enjoyment out of it.

Of course, very few of us have the luxury of knowing when we will die.
That's why we have life insurance and pensions. Given an amount of "x"
at retirement, the pension folks can guarantee a fixed monthly amount
for the rest of your life. Those people who die early lose money, those
who live longer get more money, but on average, it works out. Of
course, if you have been supporting a spouse or dependents, you can have
the pension continue after you die, until they die or are no longer
dependent. I just retired, and was given five different options. The
last was a "build it yourself" where I could specify pretty much
whatever I wanted. Of course, they are going to plug all of this into
their formulas, and your monthly pension payment will go down according
to what you specify. The highest is just myself, and then less to cover
my spouse if I die first, and then less as others are added.

"Ophelia" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"MoM" <[email hidden]> wrote in message
news:1127051780.f4629da15d26699dbbe0898ed59f8395@teranews...

Quoted message said:

We are officially retired!

Now we can start travelling and I can do more experimental cooking!

Woopee!

Hurrahhhhhhhhhhhhhhhhhhhh enjoy every second and let us know all about
it🙂))))

Ophelia

First... we have to get moved. That was supposed to be today. We didn't
realize just how much stuff we still had. I couldn't help Jim except for
packing and I did a lot of that. But here it is 9 pm and Jim just told me
an hour ago that he can't do any more. So we've had the truck all day and
it won't be back tomorrow by 7 as planned so we will add another $250 onto
our bill. Gee I wish we could have afforded movers!

It'll all soon be over and we can get on with our lives.

MoM

"Puester" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

MoM said:

We are officially retired!

Enjoy!

gloria p

Will do, once we finish moving. 8> (

Thanks: 8> D

MoM

On Wed, 21 Sep 2005 21:03:40 -0400, "MoM" <[email hidden]>
connected the dots and wrote:

~
~"Ophelia" <[email hidden]> wrote in message
~news:[email hidden]...
~>
~> "MoM" <[email hidden]> wrote in message
~> news:1127051780.f4629da15d26699dbbe0898ed59f8395@teranews...
~>> We are officially retired!
~>>
~>> Now we can start travelling and I can do more experimental
cooking!
~>>
~>> Woopee!
~>
~> Hurrahhhhhhhhhhhhhhhhhhhh enjoy every second and let us know all
about
~> it🙂))))
~>
~> Ophelia
~>
~First... we have to get moved. That was supposed to be today. We
didn't
~realize just how much stuff we still had. I couldn't help Jim except
for
~packing and I did a lot of that. But here it is 9 pm and Jim just
told me
~an hour ago that he can't do any more. So we've had the truck all
day and
~it won't be back tomorrow by 7 as planned so we will add another $250
onto
~our bill. Gee I wish we could have afforded movers!
~
~It'll all soon be over and we can get on with our lives.
~
~MoM
~
$500 is still cheaper than movers, and only slightly more stressful.

Good luck tomorrow. It does take less time to unload, since it's all
in one place<g>

maxine in ri

"MoM" <[email hidden]> wrote in message
news:1127351007.09d8674d083b515fca526f3dcf0ba091@teranews...

Quoted message said:

"Ophelia" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"MoM" <[email hidden]> wrote in message
news:1127051780.f4629da15d26699dbbe0898ed59f8395@teranews...

Quoted message said:

We are officially retired!

Now we can start travelling and I can do more experimental cooking!

Woopee!

Hurrahhhhhhhhhhhhhhhhhhhh enjoy every second and let us know all about
it🙂))))

Ophelia

First... we have to get moved. That was supposed to be today. We didn't
realize just how much stuff we still had. I couldn't help Jim except for
packing and I did a lot of that. But here it is 9 pm and Jim just told me
an hour ago that he can't do any more. So we've had the truck all day and
it won't be back tomorrow by 7 as planned so we will add another $250 onto
our bill. Gee I wish we could have afforded movers!

It'll all soon be over and we can get on with our lives.

Good luck with it

O

"maxine in ri" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

On Wed, 21 Sep 2005 21:03:40 -0400, "MoM" <[email hidden]>
connected the dots and wrote:

~
~"Ophelia" <[email hidden]> wrote in message
~news:[email hidden]...
~>
~> "MoM" <[email hidden]> wrote in message
~> news:1127051780.f4629da15d26699dbbe0898ed59f8395@teranews...
~>> We are officially retired!
~>>
~>> Now we can start travelling and I can do more experimental
cooking!
~>>
~>> Woopee!
~>
~> Hurrahhhhhhhhhhhhhhhhhhhh enjoy every second and let us know all
about
~> it🙂))))
~>
~> Ophelia
~>
~First... we have to get moved. That was supposed to be today. We
didn't
~realize just how much stuff we still had. I couldn't help Jim except
for
~packing and I did a lot of that. But here it is 9 pm and Jim just
told me
~an hour ago that he can't do any more. So we've had the truck all
day and
~it won't be back tomorrow by 7 as planned so we will add another $250
onto
~our bill. Gee I wish we could have afforded movers!
~
~It'll all soon be over and we can get on with our lives.
~
~MoM
~
$500 is still cheaper than movers, and only slightly more stressful.

Good luck tomorrow. It does take less time to unload, since it's all
in one place<g>

maxine in ri

Thanks maxine. I tripped and fell yesterday and now I feel like a truck ran
over me. I can hardly walk because
I landed on my knee's and they were bad before that. But, we'll make it and
as Jim said last night, we'll look
back and laugh at it.

MoM

I dont know what country you're in MOM ,but im in Australia. Ive been
retired about 10 years now and we've travelled Aus 5 complete trips. Theres
nothing greater to wake up somewhere in the country and realise the only
place youve GOT to be today is where ever you choose.
Youre going to have a great time,good health,dont let anyone rush you... PJ

"JerryD(upstateNY)" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

MoM,
Good for you.
I got my first SS deposited to my account last Wed. <g>
Already planning our first trip.
--
JerryD(upstateNY)

We are officially retired!
Now we can start travelling and I can do more experimental cooking!
Woopee!
MoM