Ethical Query

In article <[email hidden]>,

Omelet said:

In article
<[email hidden]>,
Dan Abel <[email hidden]> wrote:

Quoted message said:

Quoted message said:

I've known a lot of people that complain about not having money, even
though I know that they have a lot more than I do (or at least a similar
amount). I almost always have money. I have five cell phones, but that
isn't that much money, depending on what you have.

The point is priorities...

Are you being forclosed on or evicted?
Do you pay your necessary bills before indulging in toys and fast food?

No, the mortgage has been paid off for years. It feels really good,
especially since I don't work.

In article <Y8EAi.1404$Ya2.874@trnddc05>,

Robert L Bass said:

Quoted message said:

My BIL bought a repo tv...

Umm, what is a BIL? I saw this in another post and thought it was a
typo.

brother-in-law

There is also SIL, MIL and FIL.

Karen AKA Kajikit said:

I wouldn't ever want to buy a reposessed house or car... it would just
feel so WRONG to me that somebody else should suffer just so that I
could get a bargain...

So how do you feel about living in a house that's built on land that
indigineous peoples were forcibly removed from?

i.e. any house in North America that's not on a reservation...

Steve

Peter A said:

In article <[email hidden]>, [email hidden] says...

Quoted message said:

Quoted message said:

I remember buying 1984 Chateau Le Pin for $40 at wholesale
upon landing. It would have been less pre-arrival. A
few years later, we noticed it on the winelist at
Chez Panisse for $105 -- and immediately bought a bottle,
as it would be more than twice that retail.

Quoted message said:

Quoted message said:

I see where recent vintages of Le Pin are $800 to $1800/bottle.
http://www.wine-searcher.com/find/Chateau+Le+Pin+Pomerol/1999/-/USD/A/-/0

All of the prices you mention support my contention, which I will now
explain in detail.

A restaurant was selling for $7 a wine that retails for $200. Someone
suggested that the $7 might have been a legitimate price, and not a
typo, because the restaurant could have bought the wine pre-arrival at a
low price.

I read the OP as saying the wine cost $X7, meaning one of $17, $27,
$37 ... $97, but not specifying which for purposes of obsfucation.

If the OP is saying the wine cost $7, then I completely agree.

Steve

"Terry Pulliam Burd" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

As many of you know, I'm a paralegal in a law firm, which has little
to do with the following, but just setting the scene. My boss was
taken by a client to dinner the other night in LA after the execution
of a successful contract. Mind you, the client has a 7 figure plus
bank account, but tends to be a bit slow in paying his bills and a bit
over interested in the cost of things or what he has paid for things.
He also considers himself quite an oenophile.

While he perused the wine list, he found what he was certain was a
typo. Wine X, which is a favorite of his, was priced at $X7 and he was
sure it should have been priced $200 more than that (I checked - he
was right). He promptly ordered 4 bottles, 2 to take home. First of
all, I wasn't aware that you could order wine in a restaurant as if it
was a liquor store (this is southern California, so who knows). More
importantly, I can sort of see ordering 1 bottle while pointing out to
the staff that you think the price is a typo and you should at least
get the one bottle at that price, but I was offended that he ordered
several bottles and rather gleefully left thinking he had really put
one over on the restaurant.

My first reaction when my boss told me this story was that when we
finish the current lawsuit, we not take on any more work for him. If
he's willing to cheat a restaurant, he won't hesitate to cheat anyone
else. And a client like that we do not need or want. My boss
acknowledges my concerns, and says that he is more valuable to the
client than the client is to us, so if I want to cross him off our
client list, it's okay with him.

Am I overreacting?

Terry "Squeaks" Pulliam Burd

I am reminder of an old saying.

If a man (person) will steal for you, he will steal from you.

I refuse to do either.

Your reaction is neither right not wrong, you are entitled to your own sense of
right and wrong.

Dimitri

"Omelet" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

Quoted message said:

My wife buys most of her clothing at Goodwill. Why not?

I get most of them at Ross Dress for Less and Wal-mart. The local Thrift
store is not open during my regular shopping hours or I'd hit them more
often.
--
Peace, Om

Saturday DH & I were discussing that I wish they'd get some new women's
slacks at Costco because I needed some summer slacks. I have 3 pair bought
in 1993 at Costco. 3 bought about 2000 at a cheaper store than either Ross
or Walmart, and 1 pair on sale for $8 at LL Bean about 2000. I noticed that
one pair was getting thread-bare. I guess I just don't care about summer
clothes because my winter "collection" is much better. But still, most of
it is 'warehouse dressing' and LLBean catalog sales.

I dragged/drug DH into a uniform store to 'look' at Crocs. He was greatly
relieved that none fit. He is a half-size and so am I, so we saved a
bundle!
Dee Dee

In article <[email hidden]>,
[email hidden] says...

Quoted message said:

Your reaction is neither right not wrong, you are entitled to your own sense of
right and wrong.

Dimitri

Dimitri, you are a flaming leftist! Who would have guessed?

I am happy to learn that I am "entitled" to think that hitting you on
the head and taking your money is "right."

--
Peter Aitken

"JoeSpareBedroom" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

"Omelet" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

By far the vast majority of people that lose houses were short on
priorities, not money.

Proof, please. Right now. Show me the stats.

Certainly not the vast majority, but many of the people in trouble made bad
decisions.

I've read a few case histories in the past couple of weeks. Many of the
people struggling or losing their homes are still working and making a
decent buck, but they bought more house than they could afford. They were
betting on a re-finance in two years and now they can't do it.

One is a woman, 70 years old. that is working 80 hours a week to afford the
$1,000,000 balance on her mortgage on a house bought just a couple of years
ago. Variable rate kicked in and payments went up. The value has dropped so
she'd have to sell at a loss to bail out. Appraisal is less than her
mortgage balance so she cannot refinance. At her age, did she really have
to buy that expensive of a home?

Another was a family with $130k+ income and a big house that they cannot
re-finance right now for similar reasons as above. Two years ago, they
would have been very comfortable in a less expensive house and could still
enjoy life. He is working a second job and looking for a third.

I pass a new house offered for sale on my way to work every day. Nice
place, listed for $485,000 and no money down. Anyone that buys a house in
that price range with no money to put down is crazy. Nice as it is, you can
find housing of similar size for much less. Buy a place for $300k, save
some cash and then buy that dream house with 15% down with a fixed rate and
be secure along the way.

Along with the stupid buyers, the banks that offer interest only loans are
culpable.

I don't feel bad for the people that complain they can barely makes ends
meet when the driveway has a new BMW and a Hummer. We have choices. You
can do whatever you want with your money, but some choices have more risk
than others.

Comes down to "I want the big house and I want it NOW." Can work in a
rising market, can screw you in a falling one.

"blake murphy" <[email hidden]> wrote in message

Quoted message said:

edwin obviously thinks the constitution is for wimps, and people
should be forced to testify against themselves. that's why torture is
such a good thing.

your pal,
blake

Torture is a good thing at times. I'd like to see a slug like you tortured
for stating what I "obviously think" with no sustaining facts.

OTOH, the First Amendment gives me the right to state that I think you are a
jackass.

"Edwin Pawlowski" <[email hidden]> wrote

Quoted message said:

I've read a few case histories in the past couple of weeks. Many of the
people struggling or losing their homes are still working and making a
decent buck, but they bought more house than they could afford. They were
betting on a re-finance in two years and now they can't do it.

One is a woman, 70 years old. that is working 80 hours a week to afford
the $1,000,000 balance on her mortgage on a house bought just a couple of
years ago. Variable rate kicked in and payments went up. The value has
dropped so she'd have to sell at a loss to bail out. Appraisal is less
than her mortgage balance so she cannot refinance. At her age, did she
really have to buy that expensive of a home?

Geez. Remember when a jumbo loan was a couple hundred thousand?

The papers are full of stories like you mentioned. It's really disturbing
how
many people have no financial clue whatsoever. And what's with the banks
throwing money around like that, it's not as if they could have missed all
the
warnings of things to come. I still see ads, no credit check, no salary
verification ...
sign here and the house is yours.

A lot of stories say that the papers they signed were not what they
thought they were getting. Did they even look at the papers they get
before closing to see what they said? Because if it's different, you have
a claim. Another thing is having a lawyer representing you seems to have
gone by the wayside. The mortgage company sends people to the house,
sign here, sign there, bye. Creepy.

Quoted message said:

I don't feel bad for the people that complain they can barely makes ends
meet when the driveway has a new BMW and a Hummer. We have choices. You
can do whatever you want with your money, but some choices have more risk
than others.

I've known plenty of people like that. I've had my share of credit card
debt in my day, nothing overwhelming but not fun, either. Hardly anything
feels as good to own as not owing money feels.

Quoted message said:

Comes down to "I want the big house and I want it NOW." Can work in a
rising market, can screw you in a falling one.

I guess people thought, well, if the bank thinks it's okay, then it'll work
out.
Then a lot of people are young enough not to understand house prices didn't
always go up 30% every year. Ditto the stock market. Sad to see so many
people hurting.

nancy

"Dee Dee" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

I dragged/drug DH into a uniform store to 'look' at Crocs. He was greatly
relieved that none fit. He is a half-size and so am I, so we saved a
bundle!

Oh Dee Dee🙂)) LOL

In article
<[email hidden]>,

Dan Abel said:

In article <[email hidden]>,

Omelet said:

In article
<[email hidden]>,
Dan Abel <[email hidden]> wrote:

Quoted message said:

Quoted message said:

I've known a lot of people that complain about not having money, even
though I know that they have a lot more than I do (or at least a similar
amount). I almost always have money. I have five cell phones, but that
isn't that much money, depending on what you have.

The point is priorities...

Are you being forclosed on or evicted?
Do you pay your necessary bills before indulging in toys and fast food?

No, the mortgage has been paid off for years. It feels really good,
especially since I don't work.

I'll be paid off in another 4 years. ;-)

But then I'll need to finance for remodeling. <sigh>

At least it won't be for as much this time.
I might even just hold off and save for it. Stash the money in savings
that would have gone into morgage and just wait.
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a [censored]" -- Jack Nicholson

In article <[email hidden]>,

(Steve Pope) said:

Karen AKA Kajikit said:

I wouldn't ever want to buy a reposessed house or car... it would just
feel so WRONG to me that somebody else should suffer just so that I
could get a bargain...

So how do you feel about living in a house that's built on land that
indigineous peoples were forcibly removed from?

i.e. any house in North America that's not on a reservation...

Steve

That was mean.
Accurate, but mean. ;-)
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a [censored]" -- Jack Nicholson

In article <[email hidden]>,

Dee Dee said:

"Omelet" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

Quoted message said:

My wife buys most of her clothing at Goodwill. Why not?

I get most of them at Ross Dress for Less and Wal-mart. The local Thrift
store is not open during my regular shopping hours or I'd hit them more
often.
--
Peace, Om

Saturday DH & I were discussing that I wish they'd get some new women's
slacks at Costco because I needed some summer slacks. I have 3 pair bought
in 1993 at Costco. 3 bought about 2000 at a cheaper store than either Ross
or Walmart, and 1 pair on sale for $8 at LL Bean about 2000. I noticed that
one pair was getting thread-bare. I guess I just don't care about summer
clothes because my winter "collection" is much better. But still, most of
it is 'warehouse dressing' and LLBean catalog sales.

I dragged/drug DH into a uniform store to 'look' at Crocs. He was greatly
relieved that none fit. He is a half-size and so am I, so we saved a
bundle!
Dee Dee

One other place to look is early morning Saturday Garage sales.

They sell a remarkable amount of clothing at garage sales here, but it's
been several years since I've tried that venue. ;-)
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a [censored]" -- Jack Nicholson

In article <[email hidden]>,

Peter A said:

In article <[email hidden]>,
[email hidden] says...

Quoted message said:

Your reaction is neither right not wrong, you are entitled to your own
sense of
right and wrong.

Dimitri

Dimitri, you are a flaming leftist! Who would have guessed?

I guessed that ages ago when he killfiled me over the gun posts. <G>

Quoted message said:

I am happy to learn that I am "entitled" to think that hitting you on
the head and taking your money is "right."

Whatever works...
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a [censored]" -- Jack Nicholson

"Omelet" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

In article <[email hidden]>,

(Steve Pope) said:

Karen AKA Kajikit said:

I wouldn't ever want to buy a reposessed house or car... it would just
feel so WRONG to me that somebody else should suffer just so that I
could get a bargain...

So how do you feel about living in a house that's built on land that
indigineous peoples were forcibly removed from?

i.e. any house in North America that's not on a reservation...

Steve

That was mean.
Accurate, but mean. ;-)
--
Peace, Om

Karen AKA Kajikit -- are you indigenous? Only if you care to answer.
Dee Dee

In article <[email hidden]>,

Dee Dee said:

"Omelet" <[email hidden]> wrote in message
news:[email hidden]...

Quoted message said:

In article <[email hidden]>,

(Steve Pope) said:

Karen AKA Kajikit <[email hidden]> wrote:

>I wouldn't ever want to buy a reposessed house or car... it would just
>feel so WRONG to me that somebody else should suffer just so that I
>could get a bargain...

So how do you feel about living in a house that's built on land that
indigineous peoples were forcibly removed from?

i.e. any house in North America that's not on a reservation...

Steve

That was mean.
Accurate, but mean. ;-)
--
Peace, Om

Karen AKA Kajikit -- are you indigenous? Only if you care to answer.
Dee Dee

Only in my dreams... <G>
--
Peace, Om

Remove _ to validate e-mails.

"My mother never saw the irony in calling me a Son of a [censored]" -- Jack Nicholson

In article <[email hidden]>,

Peter A said:

In article <[email hidden]>,
[email hidden] says...

Quoted message said:

Your reaction is neither right not wrong, you are entitled to your own
sense of
right and wrong.

Dimitri

Dimitri, you are a flaming leftist! Who would have guessed?

I am happy to learn that I am "entitled" to think that hitting you on
the head and taking your money is "right."

The courts would take exception to that; there are laws prohibiting
assault. Terri's question doesn't address the law; she's asking about
ethical behavior and if respondents here concur with hers.
--
-Barb, Mother Superior, HOSSSPoJ
http://www.jamlady.eboard.com - Fair baking

Melba's Jammin said:

Quoted message said:

I am happy to learn that I am "entitled" to think that hitting you on
the head and taking your money is "right."

The courts would take exception to that; there are laws prohibiting
assault. Terri's question doesn't address the law; she's asking about
ethical behavior and if respondents here concur with hers.

I would feel bad taking advantage of a mistake (assuming it was a
mistake?) Perhaps one bottle is tolerable to me, if a posted price must
be given at that value? And my buying that bottle would then give them
the chance to correct their error but I wouldn't feel right then taking
the other three bottles.
It is not unlike some people here who in the past have said they would
keep the cash if the cashier mistakenly over paid them while making
change. I don't. I can't "enjoy" that sort of windfall. <shrug>

Nancy Young said:

"Edwin Pawlowski" <[email hidden]> wrote

Quoted message said:

Quoted message said:

Comes down to "I want the big house and I want it NOW." Can work in a
rising market, can screw you in a falling one.

I guess people thought, well, if the bank thinks it's okay, then it'll work
out. Then a lot of people are young enough not to understand house prices didn't
always go up 30% every year. Ditto the stock market. Sad to see so many
people hurting.

Yes, they will be hurting, but did they ever stop to think that the
carousel might stop some day? Did they really NEED the two luxury cars
plus the SUV or all-terrain toy or big boat? And the most expensive
cell phone plan? And wireless internet connection? And the all-house
Bose music system? And the dinner at a fancy restaurant once or twice a
week? And the 80 ft. RV? And the time-share in Vail or Cape Cod or
California shore?

These aren't millionaires I'm talking about. Just recently I overheard
a ramp (baggage) worker on the bus to the employee parking lot at the
airport complain (brag?) that his family's cell phones cost him over
$500 a MONTH! EZ credit has made everyone think he can live like the
independently wealthy. Dependence on a VISA card or home equity loan is
NOT independent wealth. Eventually the piper must be paid.

gloria p