Mine was pretty similar, except my clavicle was in more pieces. As a result of other injuries sustained at the time, I could not have surgery. I have a noticeable bump, today, but the final alignment is frankly amazing compared to the alignment immediately post injury. That's just my story, though. What you need to do is see an orthopod.
I know exactly how it can be to have such an injury and be short of insurance and cash (I'm not sure why anyone expects health care reform that excludes a govt option in favor of letting the private insurers do the business to work. It's not like the private insurers have done anything in the last 50 years. Screw them.). What was the cause of the accident? If a car caused the accident, and a police report was generated, you'll eventually get money in settlement to pay back medical debt. If this happened in a sanctioned racing event, you should check with your licensing organization to see what insurance they have for racers (I've used such insurance before.). If it was just you making a riding error.....well, the most important thing is that your shoulder is treated correctly. The money issue is one that should be discussed with your doctor.
Good luck.
I know exactly how it can be to have such an injury and be short of insurance and cash (I'm not sure why anyone expects health care reform that excludes a govt option in favor of letting the private insurers do the business to work. It's not like the private insurers have done anything in the last 50 years. Screw them.). What was the cause of the accident? If a car caused the accident, and a police report was generated, you'll eventually get money in settlement to pay back medical debt. If this happened in a sanctioned racing event, you should check with your licensing organization to see what insurance they have for racers (I've used such insurance before.). If it was just you making a riding error.....well, the most important thing is that your shoulder is treated correctly. The money issue is one that should be discussed with your doctor.
Good luck.