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Insurance result.

Started by Simon Mason · · Last activity · 16 posts · 731 views

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UK and Europe
Published
9 November 2005
Last activity
12 November 2005
Original author
Simon Mason
Posts
16
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Public discussion
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  1. Regarding the theft of my Fondriest road bike + Giant commuting bike last
    week, the insurance has just been on the blower. The Giant is not a problem,
    but they can't replace the Fondriest so have decided to give me a bike up
    to their estimated value of £1300! I thought the limit was £500, but they
    say it's £2000, so I'm not arguing with them.

    They first offered a Specialized Allez Comp, but can't deliver until DEC 05
    and as they have to be shipped together, our lass was not happy. So they are
    giving me a Trek Pilot 2.1, but since I've got lots of Fondriest clothing,
    I'm selling the Trek and getting another one, unless after riding it I
    decide to keep the Trek after all.

    Oh and I've kept my no claims, so thanks Lloyds TSB for your help :-)

    --
    Simon Mason
    http://www.simonmason.karoo.net

  2. "Simon Mason" <[email hidden]> wrote in message
    news:[email hidden]...

    Quoted message said:

    Regarding the theft of my Fondriest road bike + Giant commuting bike last
    week, the insurance has just been on the blower. The Giant is not a
    problem, but they can't replace the Fondriest so have decided to give me
    a bike up to their estimated value of £1300! I thought the limit was £500,
    but they say it's £2000, so I'm not arguing with them.

    Maybe the limit doesn't apply to stuff nicked from locked house/garage?
    Seems sensible to me, and I think this is how they are covered in my policy.

    cheers,
    clive

  3. Clive George said:

    "Simon Mason" <[email hidden]> wrote in message
    news:[email hidden]...

    Quoted message said:

    Regarding the theft of my Fondriest road bike + Giant commuting bike last
    week, the insurance has just been on the blower. The Giant is not a
    problem, but they can't replace the Fondriest so have decided to give me
    a bike up to their estimated value of £1300! I thought the limit was £500,
    but they say it's £2000, so I'm not arguing with them.

    Maybe the limit doesn't apply to stuff nicked from locked house/garage?
    Seems sensible to me, and I think this is how they are covered in my policy.

    I think that's right. The usual £500 limit is for bikes locked to a
    lamp post, not for home contents.

  4. On Wed, 09 Nov 2005 18:57:56 +0000, Bertie Wiggins
    <cycling_remove_bertie@yahoo_dot_co_dot_uk> said in
    <[email hidden]>:

    Quoted message said:

    The usual £500 limit is for bikes locked to a
    lamp post, not for home contents.

    I was just wondering how I lock my home contents to a lamp-post, or a
    bike to my home contents, when I spotted the word "for" in there. It's
    been a long day...

    Guy
    --
    http://www.chapmancentral.co.uk

    "To every complex problem there is a solution which is
    simple, neat and wrong" - HL Mencken

  5. you know? said:

    On Wed, 09 Nov 2005 18:57:56 +0000, Bertie Wiggins
    <cycling_remove_bertie@yahoo_dot_co_dot_uk> said in
    <[email hidden]>:

    Quoted message said:

    The usual £500 limit is for bikes locked to a
    lamp post, not for home contents.

    I was just wondering how I lock my home contents to a lamp-post, or a
    bike to my home contents, when I spotted the word "for" in there. It's
    been a long day...

    What did you do today?

    Me:
    7:30 cycle to work
    8.00 meeting with school governor to discuss purchase of a wet weather
    shelter for parents
    9:00 registration
    9:10 English
    10:10 marked English (assembly time)
    10:30 playground duty
    10:45 maths
    11:45 quiet reading
    12:15 meeting with Year 6 pupils starting cycle training tomorrow
    12:30 set up bikes for two Year 6 pupils borrowing school bikes and
    one adult borrowing a bike
    12:45 sandwich in staff room
    13:00 marked maths work
    13:15 registration
    13:20 science
    15:00 storytime
    15:30 level 3 cycle training (traffic light junctions)
    17:30 marked science work
    18:00 cycle home

  6. Quoted message said:
    Quoted message said:

    11:45 quiet reading

    while teach posts to usenet....

  7. According to Bertie Wiggins:

    Quoted message said:


    What did you do today?

    [snip description of an average BW day]

    Your point is what, exactly?

  8. On Wed, 09 Nov 2005 20:14:53 +0000, Bertie Wiggins
    <cycling_remove_bertie@yahoo_dot_co_dot_uk> said in
    <[email hidden]>:

    Quoted message said:

    What did you do today?

    Did a full day's work and came home on the train despite the fact that
    last Thursday I had surgery under general anaesthetic for an umbilical
    hernia. Why?

    Guy
    --
    http://www.chapmancentral.co.uk

    "To every complex problem there is a solution which is
    simple, neat and wrong" - HL Mencken

  9. Just zis Guy said:

    On Wed, 09 Nov 2005 20:14:53 +0000, Bertie Wiggins
    <cycling_remove_bertie@yahoo_dot_co_dot_uk> said in
    <[email hidden]>:

    Quoted message said:

    What did you do today?

    Did a full day's work and came home on the train despite the fact that
    last Thursday I had surgery under general anaesthetic for an umbilical
    hernia. Why?

    I reckon you came home on the train because it'd be silly to ride that far
    that soon after major surgery.

    Am I right?

    --
    Ambrose

  10. Get a Grip said:

    According to Bertie Wiggins:

    Quoted message said:


    What did you do today?

    [snip description of an average BW day]

    Your point is what, exactly?

    Nothing really. Just blathering as usual.

  11. you know? said:

    On Wed, 09 Nov 2005 20:14:53 +0000, Bertie Wiggins
    <cycling_remove_bertie@yahoo_dot_co_dot_uk> said in
    <[email hidden]>:

    Quoted message said:

    What did you do today?

    Did a full day's work and came home on the train despite the fact that
    last Thursday I had surgery under general anaesthetic for an umbilical
    hernia. Why?

    I'm just blathering.

  12. "Bertie Wiggins" <cycling_remove_bertie@yahoo_dot_co_dot_uk> wrote in
    message news:[email hidden]...

    Quoted message said:
    you know? said:

    On Wed, 09 Nov 2005 18:57:56 +0000, Bertie Wiggins
    <cycling_remove_bertie@yahoo_dot_co_dot_uk> said in
    <[email hidden]>:

    Quoted message said:

    The usual £500 limit is for bikes locked to a
    lamp post, not for home contents.

    I was just wondering how I lock my home contents to a lamp-post, or a
    bike to my home contents, when I spotted the word "for" in there. It's
    been a long day...

    What did you do today?

    Me:
    7:30 cycle to work
    8.00 meeting with school governor to discuss purchase of a wet weather
    shelter for parents
    9:00 registration
    9:10 English
    10:10 marked English (assembly time)
    10:30 playground duty
    10:45 maths
    11:45 quiet reading
    12:15 meeting with Year 6 pupils starting cycle training tomorrow
    12:30 set up bikes for two Year 6 pupils borrowing school bikes and
    one adult borrowing a bike
    12:45 sandwich in staff room
    13:00 marked maths work
    13:15 registration
    13:20 science
    15:00 storytime
    15:30 level 3 cycle training (traffic light junctions)
    17:30 marked science work
    18:00 cycle home

    Part-timer.

    And *what* about the holidays!!!!

    --
    IanH

  13. On Thu, 10 Nov 2005 21:33:46 GMT, "ian henden" <[email hidden]>

    Quoted message said:

    Part-timer.

    And *what* about the holidays!!!!

    13 weeks of pure bliss....
    -----
    2005
    -----
    2 weeks Christmas/New Year - Kiev, Ukraine
    1 week February half term - Fort William - winter mountaineering.
    2 weeks Easter - Hainan Island (extreme south of China)
    1 week May half term - Cairngorms - hill walking
    1 week summer - Kiev, Ukraine
    2 weeks Summer - Spanish Pyrenees
    2 weeks summer - Brittany (big family holiday)
    1 week summer - Lake District
    1 week October half term - home mostly
    ---------
    2006 - planned
    ---------
    2 weeks Christmas/New Year - Hainan Island
    1 week February half term - Southern Highlands - mountaineering
    1 week Easter - Mountain Leader Assessment
    1 week Easter - Macgillycuddy's Reeks - hillwalking
    1 week May half term - Ullapool - hillwalking
    2 weeks summer - LeJog - camping - hilly route
    2 weeks summer - unplanned (Ukraine?)
    2 weeks summer - Spanish Pyrenees
    1 week October half term - motoring holiday (Spit) of Scotland with
    elderly parents

    I hope you're now suitably jealous... Plus I usually get two weeks
    away with school per year on residential trips, unfortunately I have
    to take up to 30 children with me.

  14. You should get out more ;o)

  15. I meant that in a jokey kind of way. Not sarcastically.

  16. On Wed, 9 Nov 2005 23:08:23 -0000, "Ambrose Nankivell"
    <[email hidden]> said in <[email hidden]>:

    Quoted message said:
    Quoted message said:

    Did a full day's work and came home on the train despite the fact that
    last Thursday I had surgery under general anaesthetic for an umbilical
    hernia. Why?

    Quoted message said:

    I reckon you came home on the train because it'd be silly to ride that far
    that soon after major surgery.

    Pretty much, yes. I haven't tried the bike since, Monday should be
    the first trip.

    Guy
    --
    http://www.chapmancentral.co.uk

    "To every complex problem there is a solution which is
    simple, neat and wrong" - HL Mencken

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