any one know where i can get my bike insured, i am only 14 so it's hard to find a good insurer
Mountain Bikes · Public discussion
under 16 insurance
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- Original section
- Mountain Bikes
- Published
- 3 January 2005
- Last activity
- 16 January 2005
- Original author
- probob
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- 9
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probob said:
any one know where i can get my bike insured, i am only 14 so it's hard to find a good insurer
Where d'u live?
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thetford (shudder)
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You may have to get the nsurance in your parents name.
I know out here in Australia that a contract made with a minor is not legally binding and so insurance companies would be foolish to take you up.
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probob said:
any one know where i can get my bike insured, i am only 14 so it's hard to find a good insurer
Insure it under your parents homeowners insurance and pay the cost of the premium increase. I dont belive you can get just a stand alone policy for a non motorized bike, but could be wrong. Add it on the homeowners on a schedule. Later. -
aham23 said:
Insure it under your parents homeowners insurance and pay the cost of the premium increase. I dont belive you can get just a stand alone policy for a non motorized bike, but could be wrong. Add it on the homeowners on a schedule. Later.
There are a number of places that do Bike insurance as a seperate thing but the best way to do it would be as a specified extra on a home policy
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but would that cover you for theft outside of your home
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If you have it insured as part of the general contents then no it's not covered.
But normally you can pay an extra amount and have it covered for theft inside and out of the house.
Best thing to do is to ask your parents to talk to their insurance company
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got it all sorted on the house insurance, £30 for a years worth of insurance on a £1300 bike. covered for theft in and out of house.
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