Please note, this does not mean drivers will always pay out, liability
is limited if the other persons' behaviour was dumbass.
For anyone who hasn't seen this, here is the link to an excellent
petition on the PM's website -
http://petitions.pm.gov.uk/roadsafety9/
The full wording is as follows:
"We the undersigned petition the Prime Minister to improve road safety
by introducing strict liability for motorists in collisions
Youngsters are being asked to walk or cycle to school to be green and
reduce jams. Walking and cycling are generally safe but parents will
worry - if they are brave enough to let youngsters be independent.
The perception of safety has to be improved. Lower speeds and extra
road education will play a part but this petition is calling for a
change to strict liability laws on drivers' insurance policies.
At present, in a car-bike/pedestrian collision, the cyclist or
pedestrian (probably the worst injured) has to prove the motorist was
reckless. We want that burden of proof switched so the motorist -
choosing to use a ton of metal at speed - has to prove the cyclist or
pedestrian was at fault. This only applies to insurance claims. In
criminal law, drivers in collisions remain innocent until proven
guilty.
This rule exists in many EU countries with more walking and cycling,
and a better child road safety record, Let's raise driving standards
and create better road user attitudes."