Holiday Insurance

"dannyfrankszzz" <[email hidden]> wrote in message
"]news:[email hidden]...

Quoted message said:

I'm going on a cycling holiday for a couple of weeks in the second half of August to Austria.

Do I need to take out a special insurance for cycling? I'll only be doing road cycling, no
adrenalin, off-road stuff.

Or can I just purchase a standard holiday insurance that will cover me?

You should check what is required in Austria. Some countries require cyclists to have accident & 3rd
party cover. (You would be wise to have it anyway).

Normal holiday insurance is generally OK but you need to check the policy. Some companies assume
anything to do with a bicycle is inherently high risk -- while others will cover you but you may
need to tell them that you are intending to cycle.

I know its boring -- but check the small print.

T

Tescos Travel Insurance covers road cycling, not racing or MTBing though (IIRC). One can download the policy document from their website to check it out.

dannyfrankszzz must be edykated coz e writed:

Quoted message said:

I'm going on a cycling holiday for a couple of weeks in the second half of August to Austria.

Do I need to take out a special insurance for cycling? I'll only be doing road cycling, no
adrenalin, off-road stuff.

Or can I just purchase a standard holiday insurance that will cover me?

--

Quoted message said:

--------------------------<

Posted via cyclingforums.com cyclingforums.comcyclingforums.comOpen ↗

Just check that there are no exclusions for cycling.

Ian

Well the best advice is read the small print and phone your insurers if you are not sure...better be
sorry that a huge bill when you are not covered

Also don't forgte check your bike is covered for travel there and use

dannyfrankszzz <[email hidden]> wrote in message
news:<[email hidden]>...

Quoted message said:

I'm going on a cycling holiday for a couple of weeks in the second half of August to Austria.

Do I need to take out a special insurance for cycling? I'll only be doing road cycling, no
adrenalin, off-road stuff.

Or can I just purchase a standard holiday insurance that will cover me?

In "]news:[email hidden], dannyfrankszzz <[email hidden]> typed:

Quoted message said:

I'm going on a cycling holiday for a couple of weeks in the second half of August to Austria.

Do I need to take out a special insurance for cycling? I'll only be doing road cycling, no
adrenalin, off-road stuff.

Or can I just purchase a standard holiday insurance that will cover me?

Insurance for what? If its medical insurance get an E111 form (obtained by getting a form CM1 from a
main post office. ( Health cover in EU countries is summarised in DSS leaflet SA40) Many insurance
policies waive policy excesses if you use it so its worth having anyway. If you want to supplement
it with holiday insurance check the small print. I found a policy recently that had cycle touring as
a high risk activity that was not covered. Many of them rule out off road riding so you may need to
clarify before you go what happens if you have an accident on a cycle path.

Tony

--
"I don't want to achieve immortality through my work. I want to achieve immortality through not
dying." Woody Allen

"dannyfrankszzz" <[email hidden]> wrote in message
"]news:[email hidden]...

Quoted message said:

I'm going on a cycling holiday for a couple of weeks in the second half of August to Austria.

Do I need to take out a special insurance for cycling? I'll only be doing road cycling, no
adrenalin, off-road stuff.

Or can I just purchase a standard holiday insurance that will cover me?

In addition to previous good advice, if insuring your own cycle, make sure the cover is adequate.
Many travel policies only provide indemnity cover for your belongings. Remind yourself of the second
hand value of cameras, CD-players, bicycles, etc.. (claims department: " yes sir, we accept you have
a genunine claim for a trashed bicycle. It is a *used* bicycle and they fetch at most fifty pounds
in the local paper. Our excess is one hundred pounds, so we owe you nothing. Thank you sir." ).

I would suggest insuring your bicycle(s) and personal belongings as all-risks new-for-old within the
EU on household contents insurance. Then decide if you need travel insurance for medical and
cancellation purposes. That's what I do. I use SnowCard (www.snowcard.co.uk) for the medical and
cancellation components.

Nigel.