Eden said:the highest I've seen mine go is 211, which I am going to assume is probably my max or near to it. 170 - 175 on a group ride is pretty normal for me, 140-150 is easy going. I've learned that I can maintain 180 to 184 for fairly large amounts of time (over 1 hour) on hill climbs.
Eden without wishing to appear rude how old are you?
I'm 46 and your HR numbers are pretty much identical to mine, with the exception of max (my highest is 206). 187 on a climb is common, but not for long. 180 is a good climbing number that can be sustained for quite a while. As you say 170-175 are group ride (& race) rates for highly extended use- "keep up" figures.
Conversation, albeit limited, works at 170-175. But not above.
I have been concerned that my rates are a bit high, but on the other hand I understand that a high max HR is a reflection of how fast the heart 'returns', and isn't an indication of a troubled ticker.
BP is healthily low for my age and my hill performance (15kg MTB used for endurance XC where I live in mountains) is OK but not great by comparison with peers.