Graeme said:Michael MacClancy <[email hidden]> wrote in news:EYG6gNOiuDD
[email hidden]:
Quoted message said:In message <[email hidden]>, James Hodson
<[email hidden]> writes
Quoted message said:I have yet to be given a sensible answer as to why all road taxes cannot be lumped into the price
of petrol.
Could it be that the process of collecting VED means you have to provide your insurance and MOT
documentation and thereby is an ideal means of ensuring that you have these? Just an idea.
You could combine the Swiss style vignette (for driving on motorways) and the Australian scheme
which I believe requires all vehicles to display a sticker which proves they have the minimum 3rd
part insurance. The advantage of the former is that you can buy them at many (all?) filling
stations. If everyone had fixed price 3rd party insurance they could then chose to purchase "top
up" comprehensive policies.
Quoted message said:I must admit I don't know how, or even if, Australia takes into account higher risk drivers, but
I'll find out later this year when I emmigrate!
The compulsory third party injury insurance is a component of the vehicle registration. It takes no
account of the driver, but varies depending on the type of vehicle. The guvmn't can't seem to make
up its mind whether it is to cover the injuries that this class of vehicles *cause* to the rest of
the community, or the injuries that (occupants of) this class of vehicles sustain -- they'll use
whichever one makes it more convenient at the time.
This does not include third party property insurance, which is not compulsory, although there are
various groups pressuring to make it so. Membership of any of the state bicycle groups in
Australia provides third party property insurance. (so that when you run your SPD down the side of
a mercedes after being clipped by a truck that turns without indicating, you don't have to pay for
a Merc respray)
total annual "registration costs" for my 750cc motorbike (the only class of vehicle I know the
exact details of) are $381.00, comprising: $28.00 - Registration fee $321.00 - Insurance: including
$29.18 GST (VAT equivalent) $32.10 - Stamp duty: govmn't charge levied on govmn't charges, to get
more money.
All these charges vary on a state-by-state basis, since we've got eight governments, not one
(Federal Government + seven state governments)
Companies offering third party property insurance, and comprehensive vehicle theft/damage insurances
usually take into account the driver's record. I'm hazy on them though, since I don't have any.
There you go, way too much detail.
must be time to go ride my mountain bike...
Quoted message said:Have fun!
Graeme
ADrian
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Adrian Tritschler "][email hidden] Latitude 38°S, Longitude 145°E,
Altitude 50m, Shoe size 44
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