Oaf said:Hello,
A few friends & I regularly go out for a cycle on a Sunday morning.
Recently (down the pub), we were talking about making our gathering a
bit more "formal" and forning a cycle club. As we don't really know
what we need to *legally* do, I just wondered whether anyone has any
knowledge of the subject.
I've had a look on the British Cycling website and note that as a club
we could pay a fee to get the benefit of their insurance cover... is
there any other organisations that we need to look at?
There are, in my view, three reasons to form a formal club rather than stay
as a "bunch of mates out for a ride".
a) protection from litigation. If the club were affiliated to one of the
bigger cycle organisations (British Cyclings, CTC, etc), then they have
insurance for third party liability which extends to group leaders. Thus,
should there be an accident, the leader is insured against the legal
vultures.
b) because the group of mates is too big to organise.
c) because you want to do something competitive, and need to join the
relevant competitive body.
Keep any rules minimal but clear. Avoid ambiguity. Avoid lots of ifs/buts.
Keep finances low unless you are very serious about competition (when you
need money).
Be aware that just forming a club doesn't avoid legal liabilities falling on
individuals, it can actually spread it to all club members.
On the whole, clubs are not legal bodies (unlike a limited company or a
charity), so cannot be sued or enter into various legal agreements. Instead
individuals do so and carry the risks.
Forming a limited company is a big step, and I advise against (being
director of one, I have a clue of the paper work).
I doubt you'd get a new local cycle club past the charity commissioners
these days, so that option is ruled out.
Assuming you want a club, then if its competitive riding, then probably
British Cycling.
If its just a ride (even if fast), then start at the CTC.
It might be as easy to affiliate/merge/incorporate within another existing
club/body - just become "The Sunday down pub ride group" within that
organisation. That avoids any major work on your part.
- Nigel
--
Nigel Cliffe,
Webmaster at http://www.2mm.org.uk/