Mountain Bikes · Public discussion

Corvus vs. the bank teller

Started by Corvus Corvax · · Last activity · 11 posts · 944 views

Thread navigation

Jump through the discussion

Go to the original post, the replies on this page, or the latest preserved contribution.

Thread details

What we know about this thread

Original section
Mountain Bikes
Published
1 August 2003
Last activity
4 August 2003
Original author
Corvus Corvax
Posts
11
Discussion status
Public discussion
Total views
944
Views / 30 days
0

The navigation and discussion metadata provide context. Posts remain in their original chronological order.

Showing posts 1–11 of 11
Posts remain in their original chronological order.

Text size
  1. Heh. I know this sort of thing has come up before, particularly on
    r.b.soc, but I thought I would add my story.

    We just moved to Buffalo, and I am commuting to work every day on my fixie. Of course, we just
    opened new bank accounts, at an HSBC branch that is very convenient for my commute. We deposited
    rather a lot of money, since we converted all our CDs, etc. to liquid funds for the move. It's not a
    fortune, but it's enough to get us preferred rates. The past couple of days, my wife and I have been
    making a bunch of additional deposits as checks come in. Naturally, the most convenient way to do
    this is on my way to or from work. In the drive-through.

    You can see what's coming.

    It takes until the third visit over the span of a couple of days for the teller's slow-moving mind
    to actually frame an objection to my use of the drive-through. She processes my transaction, and
    then says, "You'll have to come inside from now on."

    "Well, I would like to speak with your manager about that," I say, remembering the check my wife had
    written to the branch manager only a few days before. I walk around to the branch entrance, and --
    of course -- there is absolutely nowhere to lock a bicycle. Not even a tree. So I and my Surly walk
    into the branch together. I lean the bike against a cubicle, see the bank manager across the room,
    and in a loud, cheerful voice, say "Hi Bob! How's it going?" I am dressed tights and a Gary Fisher
    team jersey so bright you could see it from orbit.

    I've got a rapport with Bob. He's a nice guy. He rides a bike. Not on the streets, but he rides. He
    knows that I was one of the engineers who wrote the software that he is using to look up my account
    info. Bob explains that it's for "insurance reasons", the usual, and then admits that they haven't
    had this issue come up, ever, in twenty years. So, in fact, nobody at the branch has the vaguest
    idea what their insurance policy actually says about bicycles. Probably nothing one way or another.
    We have a laugh together over the irony of no bike parking and no drive-up service. He's smart
    enough not to try to talk me into using the ATM for deposits. I tell him that this is important
    enough to me that I will consider moving my accounts to another bank if I cannot be accomodated at
    this one. I get some rates on a loan for the new Subaru I'm buying. We have a nice conversation.

    Bob has promised to make some phone calls and get back to me.

    Too funny.

    CC

  2. [email hidden] (Corvus Corvax) wrote in message
    news:<[email hidden]>...

    Quoted message said:

    Heh. I know this sort of thing has come up before, particularly on
    r.b.soc, but I thought I would add my story.

    We just moved to Buffalo, and I am commuting to work every day on my fixie. Of course, we just
    opened new bank accounts, at an HSBC branch that is very convenient for my commute. We deposited
    rather a lot of money, since we converted all our CDs, etc. to liquid funds for the move. It's not
    a fortune, but it's enough to get us preferred rates. The past couple of days, my wife and I have
    been making a bunch of additional deposits as checks come in. Naturally, the most convenient way
    to do this is on my way to or from work. In the drive-through.

    You can see what's coming.

    It takes until the third visit over the span of a couple of days for the teller's slow-moving mind
    to actually frame an objection to my use of the drive-through. She processes my transaction, and
    then says, "You'll have to come inside from now on."

    "Well, I would like to speak with your manager about that," I say, remembering the check my wife
    had written to the branch manager only a few days before. I walk around to the branch entrance,
    and -- of course -- there is absolutely nowhere to lock a bicycle. Not even a tree. So I and my
    Surly walk into the branch together. I lean the bike against a cubicle, see the bank manager
    across the room, and in a loud, cheerful voice, say "Hi Bob! How's it going?" I am dressed tights
    and a Gary Fisher team jersey so bright you could see it from orbit.

    I've got a rapport with Bob. He's a nice guy. He rides a bike. Not on the streets, but he rides.
    He knows that I was one of the engineers who wrote the software that he is using to look up my
    account info. Bob explains that it's for "insurance reasons", the usual, and then admits that they
    haven't had this issue come up, ever, in twenty years. So, in fact, nobody at the branch has the
    vaguest idea what their insurance policy actually says about bicycles. Probably nothing one way or
    another. We have a laugh together over the irony of no bike parking and no drive-up service. He's
    smart enough not to try to talk me into using the ATM for deposits. I tell him that this is
    important enough to me that I will consider moving my accounts to another bank if I cannot be
    accomodated at this one. I get some rates on a loan for the new Subaru I'm buying. We have a nice
    conversation.

    Bob has promised to make some phone calls and get back to me.

    Too funny.

    CC

    The insurance companies and "risk managers" blow dead monkeys.

    JD

  3. Back in 96 I rode up to the teller window at Sharmut bank on my Trek 820. I was told I had to enter
    the bank on foot to get service due to insurance reasons. I ended up going to a supermarket to cash
    my pay check instead of my bank. But you can ride up to a hamburger joint and get service.

    Fire up MTB 03

  4. [email hidden] (JD) wrote

    Quoted message said:


    The insurance companies and "risk managers" blow dead monkeys.

    Tis true. However, in my case here, things have ended up very well. The bank manager gave me a call
    back told me that, while the bank's liability insurance does not cover bicycles, we are are welcome
    to use the drive-through as long as we agree not to hold the bank liable for any injuries. To which
    I expressed my gratitude, and told him "If some moron rear-ends me in your drive through, I'm sure
    as hell not going to sue the bank." Which was enough for him.

    So kudos to HSBC for common sense and responsive customer service.

    CC

  5. [email hidden] (Corvus Corvax) wrote in message
    news:<[email hidden]>...

    Quoted message said:

    [email hidden] (JD) wrote

    Quoted message said:


    The insurance companies and "risk managers" blow dead monkeys.

    Tis true. However, in my case here, things have ended up very well. The bank manager gave me a
    call back told me that, while the bank's liability insurance does not cover bicycles, we are are
    welcome to use the drive-through as long as we agree not to hold the bank liable for any injuries.
    To which I expressed my gratitude, and told him "If some moron rear-ends me in your drive through,
    I'm sure as hell not going to sue the bank." Which was enough for him.

    So kudos to HSBC for common sense and responsive customer service.

    Free thinking and common sense usage in Buffalo, NY? I think I'll faint now...

    JD

  6. "Corvus Corvax" <[email hidden]> wrote

    Quoted message said:


    Bob has promised to make some phone calls and get back to me.

    Too funny.

    When I had my recumbent trike, I used to get "Nice bike" comments from the bank teller.

    Pete

  7. In article said:

    [email hidden] (Corvus Corvax) wrote in message


    news:<[email hidden]>...

    Quoted message said:
    Quoted message said:

    [email hidden] (JD) wrote

    Quoted message said:


    The insurance companies and "risk managers" blow dead monkeys.

    Tis true. However, in my case here, things have ended up very well. The bank manager gave me a
    call back told me that, while the bank's liability insurance does not cover bicycles, we are are
    welcome to use the drive-through as long as we agree not to hold the bank liable for any
    injuries. To which I expressed my gratitude, and told him "If some moron rear-ends me in your
    drive through, I'm sure as hell not going to sue the bank." Which was enough for him.

    So kudos to HSBC for common sense and responsive customer service.

    Free thinking and common sense usage in Buffalo, NY? I think I'll faint


    now...

    Hey, good for them. I think it's bizarre that my bank has a sign up on the auto-teller window that
    says for insurance reasons, they accept motor vehicles only, yet the drive-up ATM is right next to
    it and there's nothing on it that says a bike can't go through. I do it all the time. If there are
    cars behind me, well, they just have to wait. Hah--a drive-thru line is the one time they are forced
    to crawl so slowly that they actually aren't likely to do me any harm. Also, considering that a
    stopped motor vehicle is no faster than a stopped bike, there's no real reason for them to object to
    my lack of speed vis-a-vis theirs.

    As for the fact that on a bike, you can't just throw all your banking stuff on the seat next to you
    and make a quick getaway to keep the line moving...well, what I do is get out of the line and pull
    off someplace out of the way and then put all my stuff away (card and money in the wallet, etc.).
    That way I'm not holding up the line while I try to get things back in order. Which is more than can
    be said for some motorists, who sit there carefully putting away all their stuff until someone
    behind them honks the horn to get a move on.

    You guys who need to use the auto teller should maybe point this stuff out--that given how slowly
    everyone moves in a bank line, how likely are you to get hit by them? They have to be some real
    leadfoots to cause you any trouble. Either that, or so inconsiderate that they'd zoom around from
    one side of a bank to the auto teller on the other without even worrying whether someone else might
    be stopped in line. In which case, they're dangerous to other motorists, too.
    --
    Trudi "For you folks at home, this might be a good time to go get a sandwich." -- Joel, Mystery
    Science Theater 3000
    ____
    Say NO to secret judging and corruption in skating -- support SkateFAIR! skatefair.orgskatefair.org

  8. [email hidden] (Trudi Marrapodi) wrote

    Quoted message said:


    As for the fact that on a bike, you can't just throw all your banking stuff on the seat next to
    you and make a quick getaway to keep the line moving...

    On the contrary. I carry a nice little leather brief in my Timbuk2 bag, and have my transaction
    ready to go in an envelope before I leave home. All I have to do when I get to the bank is flip open
    the bag, pull out the envelope, and I'm ready to go. When I get my receipt/cash, it goes back in the
    envelope and into the leather brief, separate from my other gear. Takes seconds.

    I am learning many other suburban riding skills lately. For example, I can now swing my bag
    around while still in motion and get out my garage door opener so I can cruise right into my
    garage. And I got a

    CC

  9. "Pete" <[email hidden]> wrote

    Quoted message said:


    When I had my recumbent trike, I used to get "Nice bike" comments from the bank teller.

    I would handle such an obviously unhinged personality with kid gloves too.

    CC

  10. "Corvus Corvax" <[email hidden]> wrote in message
    "]news:[email hidden]...

    Quoted message said:

    [email hidden] (Trudi Marrapodi) wrote

    Quoted message said:


    I am learning many other suburban riding skills lately. For example, I can now swing my bag
    around while still in motion and get out my garage door opener so I can cruise right into my
    garage. And I got a

    The word for which you're groping is "precious".

    :-)

    New Bell on the Switchblade Bill

    (not that I'm ever close enough to anyone to use it!)

  11. [email hidden] (Corvus Corvax) wrote in message
    news:<[email hidden]>...

    Quoted message said:

    Heh. I know this sort of thing has come up before, particularly on
    r.b.soc, but I thought I would add my story.

    We just moved to Buffalo, and I am commuting to work every day on my fixie. Of course, we just
    opened new bank accounts, at an HSBC branch that is very convenient for my commute. We deposited
    rather a lot of money, since we converted all our CDs, etc. to liquid funds for the move. It's not
    a fortune, but it's enough to get us preferred rates. The past couple of days, my wife and I have
    been making a bunch of additional deposits as checks come in. Naturally, the most convenient way
    to do this is on my way to or from work. In the drive-through.

    You can see what's coming.

    It takes until the third visit over the span of a couple of days for the teller's slow-moving mind
    to actually frame an objection to my use of the drive-through. She processes my transaction, and
    then says, "You'll have to come inside from now on."

    "Well, I would like to speak with your manager about that," I say, remembering the check my wife
    had written to the branch manager only a few days before. I walk around to the branch entrance,
    and -- of course -- there is absolutely nowhere to lock a bicycle. Not even a tree. So I and my
    Surly walk into the branch together. I lean the bike against a cubicle, see the bank manager
    across the room, and in a loud, cheerful voice, say "Hi Bob! How's it going?" I am dressed tights
    and a Gary Fisher team jersey so bright you could see it from orbit.

    I've got a rapport with Bob. He's a nice guy. He rides a bike. Not on the streets, but he rides.
    He knows that I was one of the engineers who wrote the software that he is using to look up my
    account info. Bob explains that it's for "insurance reasons", the usual, and then admits that they
    haven't had this issue come up, ever, in twenty years. So, in fact, nobody at the branch has the
    vaguest idea what their insurance policy actually says about bicycles. Probably nothing one way or
    another. We have a laugh together over the irony of no bike parking and no drive-up service. He's
    smart enough not to try to talk me into using the ATM for deposits. I tell him that this is
    important enough to me that I will consider moving my accounts to another bank if I cannot be
    accomodated at this one. I get some rates on a loan for the new Subaru I'm buying. We have a nice
    conversation.

    Bob has promised to make some phone calls and get back to me.

    Too funny.

    CC

    What happened to that whole "a bicycle is a vehicle and is subject to the same rules" thing? Are
    motorcycles allowed? Scooters? Mopeds? /s

Active in the last 60 minutes

Active in this thread

0 users · 0 guests ·0 bots ·0 total

No signed-in users are active right now.

No known search crawlers active right now.