Quoted message said:
Side note - I hate rim brakes, they inevitably start rubbing against
the rim and require adjustment.
I think you would be very disappointed by discs, then. My experience
with (cable actuated) discs is that they rub their pads more
frequently, and require adjustment more frequently, than good quality
linear-pull rim brakes do. Hydraulic discs don't go out of adjustment
as much, but their rotors rub the pads just as often-- and there are
fewer possible remedies when that occurs.
Disc brakes have several advantages over rim brakes: better wet-weather
stopping, no tire or fender clearance issues, free choice of rim
diameter and width, and much cleaner riding in the wet. They don't, in
my experience, offer any maintenance or reliability improvements over
good rim brakes.
Quoted message said:Other than that, any reliable (3-5 years where I can forget they
exist) brake that can stop 200 lb at 20-30 mph is OK with me.
I think Sachs/SRAM or Sturmey Archer drum brakes would suit you. Such
brakes are basically maintenance-free, and they can offer decent
performance if matched to appropriate levers.
In my opinion, decent quality brakes are already one of the
lower-maintenance elements of a typical bicycle. If you find that
brakes impose too high a demand for repair and routine service, you are
likely to neglect your chain, shift mechanism, cables, spokes, and
rotating assemblies until they present functional issues of their own.
Chalo Colina