Haggis McMutton said:I got a cheap bike from Tesco just because it was on special offer. Now I
don't know the first thing about bikes, I just got it because it was a
good deal.
Everyone else has already been sniffy about cheap bikes. I tend to
the observation that if it has got you as far as deciding you want a
better bike, and hasn't fallen apart before that point, it may well
have served its purpose.
Quoted message said:I've started using my bike a lot more than I thought I would, I hate going
in the car to make the 10 minute drive to work now. So, I'm thinking I
should buy a bike that is the right size for me.
A decent bike that's the right size should do wonders for your
satisfaction when riding.
One item that I haven't seen anyone mention - if you are going to use
the bike for a high proportion of your journeys to work, there is a
tax incentive scheme that has the potential to get you the bike almost
half price.
You need to be employed (in the strict tax-payer meaning - if you pay
PAYE you are). You need to use the bike for business purposes or for
at least part of most of your journeys to work. The company actually
buys the bike, and lends it to you for free. The company gets its
money back by you agreeing to take a pay cut for a period (a year, or
whatever). The savings arise because the company doesn't pay VAT,
and you don't pay income tax or NI on the pay cut. Eventually, you
get your full salary back, and the company may then sell you the bike
at its second-hand value, which is normally (by then) next to nothing.
The sticking point is obviously that it requires input from your
employer, but there are various schemes around (run by bike shops and
suppliers) that make the process very easy for the company (with the
downside that you might not realise the full potential saving - they
tend to do things like give you the saving from full list price, still
worth having, but not quite as much as if you could buy in a sale and
also get the half-price-tax-deal).
A google for 'cycle to work' should turn up lots of stuff if that's
interesting to you.
regards, Ian SMith
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