Sorry but a google search threw up fairly old posts on this topic so I thought I'd ask.
Just got my pride and joy and since it cost £3500 and I'm off to France next week for a spot of Col climbing I guess I should get insured.
Nothing like leaving it till the last minute.
My household insurer was aghast that a "pushbike" could cost so much and declined to insure. I notice that most insurers max out at £1500. I have a quote from Cycleguard that came in at about £400 p.a. with 90 days cover abroad which seems ok.
I didn't see Thomas' post on the same subject. What are the odds on two people asking the same question at the same time like that????
Sorry Thomas.
Quoted message said:
Sorry but a google search threw up fairly old posts on this topic so I thought I'd ask.
Just got my pride and joy and since it cost £3500 and I'm off to France next week for a spot of Col climbing I guess I should get insured.
Nothing like leaving it till the last minute.
My household insurer was aghast that a "pushbike" could cost so much and declined to insure. I notice that most insurers max out at £1500. I have a quote from Cycleguard that came in at about £400 p.a. with 90 days cover abroad which seems ok.
Sorry but a google search threw up fairly old posts on this topic so I thought I'd ask.
Just got my pride and joy and since it cost £3500 and I'm off to France next week for a spot of Col climbing I guess I should get insured.
I don't insure mine so I'm not speaking from personal experience. But apparently Marks & Spencer's household insurance covers bikes up to £4,000 anywhere, and is generally a lot less fussy than many others. Don't think we've heard of any bad experiences of M&S.
Google on this group for 'Marks & Spencer' and you'll come up with more.
I don't insure mine so I'm not speaking from personal experience. But apparently Marks & Spencer's household insurance covers bikes up to £4,000 anywhere, and is generally a lot less fussy than many others. Don't think we've heard of any bad experiences of M&S.
On the one hand we've been happy with what they *say*, but OTOH we haven't actually had to test out how words translate into actions. Which is a Good Thing, of course, but worth bearing in mind...
Pete. -- Peter Clinch Medical Physics IT Officer Tel 44 1382 660111 ext. 33637 Univ. of Dundee, Ninewells Hospital Fax 44 1382 640177 Dundee DD1 9SY Scotland UK net [email hidden] http://www.dundee.ac.uk/~pjclinch/
Sorry but a google search threw up fairly old posts on this topic so I thought I'd ask.
Just got my pride and joy and since it cost 3500 and I'm off to France next week for a spot of Col climbing I guess I should get insured.
I don't insure mine so I'm not speaking from personal experience. But apparently Marks & Spencer's household insurance covers bikes up to 4,000 anywhere, and is generally a lot less fussy than many others.
Though when I tried them the builkdings+contents premium was the most expensive I got by far, and I could go to my current insurer and separately insure the bikes through CTC for less than the M&S premium.
Though when I tried them the builkdings+contents premium was the most expensive I got by far, and I could go to my current insurer and separately insure the bikes through CTC for less than the M&S premium.
Mileage /does/ vary with these. I don't know if it was a 'p' in the month, us having a Magic Postcode or what, but the M&S cover was actually cheaper than our previous Direct Line B&C without any bikes, and also better than AA and Nationwide (and probably others, I know I seemed to spend about a month with insurance on the brain).
Try them for a quote. If it's [censored]. move on, but you won't know until you ask.
Pete. -- Peter Clinch Medical Physics IT Officer Tel 44 1382 660111 ext. 33637 Univ. of Dundee, Ninewells Hospital Fax 44 1382 640177 Dundee DD1 9SY Scotland UK net [email hidden] http://www.dundee.ac.uk/~pjclinch/
Sorry but a google search threw up fairly old posts on this topic so I thought I'd ask.
Just got my pride and joy and since it cost 3500 and I'm off to France next week for a spot of Col climbing I guess I should get insured.
I don't insure mine so I'm not speaking from personal experience. But apparently Marks & Spencer's household insurance covers bikes up to 4,000 anywhere, and is generally a lot less fussy than many others.
Though when I tried them the builkdings+contents premium was the most expensive I got by far, and I could go to my current insurer and separately insure the bikes through CTC for less than the M&S premium.
My experience was the exact opposite. M&S buildings and contents combined was about the same as I was previously paying for buildings alone, so I saved the cost of the more expensive contents cover (over £100 per month in burglary prone Manchester 20). Better coverage not only for the bikes but a few other things too. Same caveat as Pete though, I haven't actually made a claim. -- Steph Peters Chorlton Wanderers Cycling Group Monthly slow and easy rides from South Manchester http://www.sandbenders.demon.co.uk/cycling/chwan.htm
