Bike Insurance?

Caher said:

Hi all, Just after buying my brand new bike I had a thought whilst
riding through the town - what if someone hit me in their car? Can I
claim of their insurance for my injuries, can I claim for my bike too or
do I need to take out private insurance? Many thanks Caher

You need to join the CTC (htttp://www.ctc.org.uk) because yes you can but you
have to be prepared for a long and intimidating battle with the insurance
company. CTC membership not only supports our being represented but also
provides free legal support in such situations. It also AFAIR offers public
liability insurance should it be your fault and there is a big repair bill to
the car (but that if often part of any household policy too).

Tony

Tony Raven said:

It also AFAIR offers public
liability insurance should it be your fault and there is a big repair bill to
the car (but that if often part of any household policy too).

It does (£ millions).

Quoted message said:

You need to join the CTC (htttp://www.ctc.org.uk) because yes you can
but you have to be prepared for a long and intimidating battle with
the insurance company. CTC membership not only supports our being
represented but also provides free legal support in such situations.
It also AFAIR offers public liability insurance should it be your
fault and there is a big repair bill to the car (but that if often
part of any household policy too).

Yep, the CTC gives third party insurance free when you join, as well as the
claims service. If you're under 26 it costs only £11 [1]

Mark.

[1] Ha Ha Ha you old codgers, stick that up your final salary pension
schemes. :-P

Caher said:

Hi all, Just after buying my brand new bike I had a thought whilst
riding through the town – what if someone hit me in their car? Can I
claim of their insurance for my injuries,

You can.

Quoted message said:

can I claim for my bike too or

Yes you can claim for that too.

Quoted message said:

do I need to take out private insurance?

Your own insurance is not needed if the injury/damage is definitely
caused by the the car driver.

I was knocked off my bike a few weeks ago, the bike was totally wrecked
and I suffered with a cricked back for several weeks. The driver was
forced to admit that it was her fault due in part to the nature of the
crash [1] and the fact that witnesses actually stopped and gave
statements to the police. I pursued the claim from her insurance company
by myself and I won a pay out large enough to replace the damaged bike
with a new one with enough left over to make my back feel a bit better.

In different circumstances where the blame is not so clear, I think the
insurance company would have fought much harder. I would not have been
able to achieve any sort of satisfactory result without professional help.

Terry
[1] The car ran into the back of my bike while I was waiting to move
onto a roundabout. I doubt that a counter claim that I reversed into her
car would have been very successful.

In article <[email hidden]>,=20
[email hidden] says...

Quoted message said:

Yep, the CTC gives third party insurance free when you join, as well as t=

he=20

Quoted message said:

claims service. If you're under 26 it costs only =A311 [1]
=20
=20

I suppose it's only fair, after all for you youngsters to buy anywhere=20
near the pension benefits I'll get, your'e going to have to start saving=20
LARGE amounts of your salary from now until ever ;o)=20
--=20
..paul

If at first you don't succeed...
Skydiving is probably not the sport for you.