cavedog said:If a dog attacks you, get a lawyer. If the dog owner is a homeowner, his insurance will include liablility coverage, usually $100,000 US here in 'Merica. Medical payments is a seperate coverage and usually written at $5000, so your medical bills should be covered under that. Go for the punitive damages. His insurance carrier will either non renew him, or raise his rates unless he gets rid of the dog. Hit 'em in the wallet, that is sure to get their attention.
I worked for a insurance company for a couple of years. Learned more than I want to know about property and auto insurance.
it's nonsense right...this attitude perpetuates the craziness of litigation and feeds lawyers...is society right in the head?...or is it some basic societal paranoia that everything is solved by suing the ass of anyone and getting insurers to pay up?...
we have to take some responsibility for ourself.
As for animals, understand that animals, wild or domestic all act out of fear, self preservation and especially in the case of dogs, to protect their pack leader and their territory. It is normal for them to react when spooked or if driven by some catalyst that demands their attention for flight or fight.
dogs may not always be friendly towards us if they dont know us, they may re-act unexpectedly...
the bottom line is take responsibility for yourself, ride accordingly, ride defensively, expect the unexpected... from dogs, cars, other cyclists.
If there were no road signs, no road painted lines, no air bags or seat belts, no fences and no cliff side barriers, it wouldnt take too long for the lesser idiots to remove themselves from the gene pool and the survivors be a much more careful and practical group. Imagine if you drove a car with a sharp spike embedded in the dash board aimed straight at your head and knowing that if you hit anything you would be instantly dead...you would go to great pains not to hit anythig right?
Every animal goes though life knowing that every turn for them could mean death....we on the otherhand rely on our insurers, lawyers and beaurocrats to create padding around us, for a soft fall.
Cyclists at least know that our chosen passion is inherently dangerous, but that we do it because it is good for us, our society and our world. It is the attitude and behaviours of others that makes it more dangerous than it need be... but suing the dog owner is a short sighted fix ....its a bigger picture...dogs are OK, just understand they are just as scared as you of getting hit by a car, ( or beaten by a human), and they give unquestioning loyalty with brown sad eyes that have feelings behind them...
OK I am not a dog owner anymore...but they (dogs) arent the problem...owners on the other hand...sheesh.