Wahey, my first bike on car joust today! Was cycling straight down the road when a nice lady coming the opposite way in a nice merc turned right, across my path. I applied brakes hard but could not stop in time. Fortunately because she hadn't seen me she kept on going and would have been gone before I reached the space she was occupying BUT! then she finally saw me approaching side of car and did the first thing that comes into her head which was slam on the brakes. So I hit her. With brakes pulled brake cable stretchingly tight the impact turned out to be the disappointingly small thud of rubber on metal and no damage done to car or bike so I gave a friendly wink and cycled off to my lecture before she could say SMIDSY and that it was my fault for not wearing a helmet.
Fortunately because she hadn't seen me she kept on going and would have been gone before I reached the space she was occupying BUT! then she finally saw me approaching side of car and did the first thing that comes into her head which was slam on the brakes.
Classic. Incorrect action compounded by incorrect reaction. Driving without due care, six points, fined two hundred quid plus costs, next case.