UK and Europe · Public discussion

Insuring bikes in sheds

Started by John · · Last activity · 5 posts · 516 views

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UK and Europe
Published
5 June 2006
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5 June 2006
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John
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  1. I'm in the process of looking for a new house, currently I store bikes
    in a garage, but it's quite likely the next place won't have one. My
    current insurers demanded that the bikes were in something attached to
    the main house, which the garage was.

    If I move somewhere without a garage I'd like to use either a sturdy
    shed or one of those trimetals bike stores. Could anyone recommend an
    insurer that would insure them? I've got 4 bikes, one which is worth
    about 10p but the rest about 3K all together.

    Ta

    John

  2. John said:

    I'm in the process of looking for a new house, currently I store bikes
    in a garage, but it's quite likely the next place won't have one. My
    current insurers demanded that the bikes were in something attached to
    the main house, which the garage was.

    If I move somewhere without a garage I'd like to use either a sturdy
    shed or one of those trimetals bike stores. Could anyone recommend an
    insurer that would insure them? I've got 4 bikes, one which is worth
    about 10p but the rest about 3K all together.

    Lock them in a shed to a post set in to the ground. Apart from a cheap
    hack bike you don't use, which you lock up outside the shed on the
    basis that teh theif will take that rather than break in to the shed.

    Obviously there are different grades of shed: a precast concrete
    bunker may be the best option to resist entry.

    ...d

    Quoted message said:

    Ta

    John

  3. John said:

    If I move somewhere without a garage I'd like to use either a sturdy
    shed or one of those trimetals bike stores. Could anyone recommend an
    insurer that would insure them? I've got 4 bikes, one which is worth
    about 10p but the rest about 3K all together.

    We use M&S, and while we needed a "premium" rather than "Standard" to
    cover stuff in our separate garage, they would cover it. Individual
    bikes up to 4K each covered.

    Pete.
    --
    Peter Clinch Medical Physics IT Officer
    Tel 44 1382 660111 ext. 33637 Univ. of Dundee, Ninewells Hospital
    Fax 44 1382 640177 Dundee DD1 9SY Scotland UK
    net [email hidden] http://www.dundee.ac.uk/~pjclinch/


  4. Quoted message said:
    John said:

    If I move somewhere without a garage I'd like to use either a sturdy
    shed or one of those trimetals bike stores. Could anyone recommend an
    insurer that would insure them? I've got 4 bikes, one which is worth
    about 10p but the rest about 3K all together.



    I use AA - they treat bikes as personal possesions and so are insured
    even when not locked up. Standard limit is £1500 per bike, but there
    was no extra charge for having the Speedmachine covered for £2K, it
    was just a named item.

    PhilO

  5. On 05/06/2006 15:25, David Martin said,

    Quoted message said:

    Lock them in a shed to a post set in to the ground. Apart from a cheap
    hack bike you don't use, which you lock up outside the shed on the
    basis that teh theif will take that rather than break in to the shed.

    Unless the thief knows what he's after. About 10 years ago my expensive
    Overburys mountain bike was stolen whilst locked up inside a locked shed
    (that's two sets of locks). A cheap hack back left unlocked outside the
    shed wasn't touched.

    --
    Paul Boyd
    http://www.paul-boyd.co.uk/

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