Any good reputable companies out there for cycle insurance? To insure against theft, damage and injury?
UK and Europe · Public discussion
Insurance
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- UK and Europe
- Published
- 10 December 2009
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- 13 December 2009
- Original author
- AndiG
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190 views and nobody knows?
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AndiG said:
Any good reputable companies out there for cycle insurance? To insure against theft, damage and injury?
To start, check with your auto and/or home owner's (renter's) insurer.
I think that most people don't have specific cycling related insurance ... i.e., theft is usually covered by the homeowner's policy -- the deductible may be larger than the replacement cost, so a 'rider' to the policy may be needed if you want a bike/whatever to be covered. A good lock helps when you leave the bike in a public location!
Injury is hopefully covered by your existing medical OR the coverage of the driver (!) who hits you.
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