General fitness, health and nutrition · Public discussion

"FOCUS FACTOR" WARNING!!

Started by J B · · Last activity · 4 posts · 393 views

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General fitness, health and nutrition
Published
15 December 2003
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16 December 2003
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J B
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  1. Don't waste your money on the nutritional supplement "Focus factor" --
    it's a fraudulent way to relieve you of your hard-earned money. Here's
    the article from Consumer Affairs:

    http://www.consumeraffairs.com/nutrition/vital.html

    Vital Basics - Focus Factor
    ---------------------------

    Lynnette of Thorofare NJ writes (3/18/03):
    As an avid talk radio listener, I’ve heard the Focus Factor ads
    and always wanted to try them. Then when I heard the ad for a free
    bottle for only $4.95 in shipping and costs, I called. What I got was
    this sales person who, after I gave her my credit card (debit) number,
    started this stupid sales pitch that said I would automatically be
    sent my next refill. I told her, NO, I only wanted to
    “TRY” the vitamins, as the ad indicated, for the cost of
    shipping and handling.

    She then went into a sales pitch for another product, having to do
    with savings bonds. I finally told her to stop, and once again told
    her I only wanted what was advertised. I told her I didn’t want
    any more vitamins, unless I authorized them. Luckily, I talked her
    into giving me a contact number. Much to my horror, they did not
    listen to me and hit my bank account (I used a debit card) for $149.90
    last Friday. I was very upset by this because my mortgage payment is
    automatically deducted from my bank account on the 15th of every
    month, and this deduction would have caused my account to be
    overdrawn.

    After a three-way call between the bank and Vital Basics, they agreed
    to take the charge off my account. I verified this a few hours later,
    when I re-checked my account online and found the money was back in my
    account. Today I check my bank account once more, as I do almost every
    other day. Vital Basics took the money out of my account again! This
    resulted in an over draft of my bank account. I was very upset to say
    the least. Once again I had to call them and ask them to take it off.
    What is going to prevent them from doing this again?

    I had to call my attorney, who is going to draft a letter to them
    giving them notice that they do not have authorization to take money
    out of my account. I just checked their rating on the Better Business
    Bureau site and they have an unsatisfactory rating. I just thought you
    should have this information. I cannot find a listing in Maine or
    Florida for this company. I would like to talk to someone "higher up".

    They said they will give me a refund within 48 hours, but they also
    said they would take the charges off last Friday and all they did was
    put them on again. They caused my bank account to be overdrawn, and I
    don't know yet what the consequences will be with my mortgage payment.
    I could be hit with a returned check fee and late charges.

    Brenda of Zanesville OH (11/10/03):
    My husband had seen the ad for a bottle of vitamins called "Focus
    Factor" that were to supposed to help your memory and concentration.
    The ad stated that you could receive a no risk trial bottle of Focus
    Factor for $4.95. He called and asked numerous questions. They stated
    that only $4.95 would be withdrawn from our debit card - no other
    funds would be withdrawn without his authorization, and he could call
    to cancel at any time. His vitamins came and he noticed no difference.

    After 2 weeks another shipment came in the mail and they had taken
    $159.95 out of our checking account(from our debit card number they
    kept on file). He called and demanded to cancel, and to receive a
    refund. He was argued with, but after 25 minutes they agreed to cancel
    all future orders, and to redeposit $149.95 ( making us still pay for
    the shipping and handling!). This took about a week to happen. Then, a
    few days later, they once again took out $199.95. My husband called
    them in a rage, and demanded to speak with a supervisor. He was put on
    hold, and then told that the supervisor did not wish to speak with
    him!

    He told them he was seeking attorney action. They finally agreed to
    put the money back into our account again, but in the mean time it
    caused us to bounce two checks. He was told that they would fax the
    bank and let them know the refund would be in 24 hours. This is five
    days later and we have not received our refund!

    Melissa of Houston (2/19/03):
    I responded to a radio ad for a free bottle of Focus Factor for $4.95
    (shipping). After I requested the special and gave my credit card #
    the sales person asked me to join their monthly delivery club. I
    declined and said I wanted to try it first. She persisted, and I kept
    declining. This was on 1/27/03. On or around 2/2/03 I received my
    package, not 1 bottle but 3. I checked my account and I had only been
    charged the $4.95.

    On 2/8/03 I again received a package. 3 more bottles of Focus Factor.
    I checked the packing slip it nowhere stated a charge said it was only
    a packing slip. I became worried about the extra shipment so I called
    the customer service # and asked about the extra 3 bottles. I was told
    no it was not a mistake, I would be receiving 3 bottles every month at
    a price of $149.90 charged to my account! I said absolutely not! I did
    not authorize this. Cancel this immediately, and refund my account
    immediately.

    She then asked if I had opened the package which I had not. She said
    to return it to sender and mark it with a code she gave me. When it
    was received my account would be credited. I returned it by US
    Priority mail, with a delivery confirmation receipt. I received
    confirmation from the post office that it was delivered on 2/14/03 at
    9:03am. I called the 800 # on 2/18/03 to confirm my refund. The
    customer service rep. Juliana, said I was mistaken the package had not
    been received. I told her she was mistaken and should check again. She
    said she had already checked twice, I was wrong.

    I went back to my packing slip and realized the address for returns is
    a company called Ship Right Solutions in Westbrook, ME I called
    directory asst. and got the # and called them. I spoke to a Kevin
    Simpson asked him to verify my package had been received. He said no
    it had not come, again I explained I had a US Postal confirmation that
    it had. He said Oh Yes, Friday, the postman called to say the truck
    was not running so he would not be able to make the delivery of mail
    that day. The confirmation I had was because the Post Office had
    received it and scanned it but I had not been received by them. They
    would get delivery on Tues 2/18/03 because 2/17/03 was a holiday.

    I asked for his contact and a direct # at Vital Basics. He said he
    only had the 800 # too but Marilyn Pellier(sp) was a supervisor. I
    called the # again and asked for Marilyn Pellier, the same Juliana
    asked why do you want to talk to her? I then said Marilyn Pellier
    PLEASE! She hung up on me. I called back and was told she was
    unavailable, I said I wanted her voice mail, she said she didn't know
    it and hung up. On 2/19/03 I called the US Postal Service question
    line and spoke to Jean operator #9470, and asked her about the
    confirmation, was it true that when the package arrived at the post
    office it was then confirmed delivered as Mr. Simpson told me. She
    said NO, it would state that it was at the station, only when it was
    delivered to the address I sent it to would it be confirmed delivered.
    I called Mr. Simpson who was out for the day and referred his calls to
    Jack Roach. Mr. Roach was not in either.

    I called Vital Basics and again asked for Marilyn Pellier, Juliana
    asked me 3 times How may I help you, at which I just kept saying
    Marilyn Pellier please, she on the 4th request said she was not in. I
    am so angry at the way this company is conducting them selves and very
    worried that I will never be refunded my $149.90. This should be a
    crime and their ads should be pulled from the radio stations.

    Telephoning is a waste of time. Melissa should have sent a letter.

    Jane of Uniontown PA writes (10/5/02):
    I ordered one bottle of Vital Basic pill products. On my next
    statement I was billed 119.00 for joining a vital health club which I
    didn't and also 84.00 for joining a vital home club which I didn't.
    This is taking much of my time being wasted and hurting my credit
    because I refuse to pay for someone basically stealing my credit card
    to improve their company. I'm physically and emotionally stressed over
    this.

    Steven of Crofton MD (3/12/02):
    First of all it was a radio advertisement that caught my attention.
    The company claimed to improve your sexual satisfaction or your money
    back. After ordering the product at a price of $179.90. Jan 14, 2002,
    they charged my account $192.85. Once I tried the product and found it
    didn't improve my sexual satisfaction I attempted to send it back for
    the money-back guaratee.

    What they don't tell you is what you have to go through to ship the
    product back. After already paying for shipping once at $12.95 for a
    box no larger than your fist, you have to call a special 800 number
    and get a number to put on your their package to send it back, at a
    cost you for $3.95 standard mail. On my next statement I notice that
    Feb. 20, 2002, they have charged my account $109.00 to join their
    VITALHEALTHCLUB 888-243-6184. Also on the statement they had a credit
    of $179.90 dated Feb. 21, 2002. When I called the 800 number to find
    out why they charged my account $109.00, they said they would credit
    it back to my account. But befor she would hang up she began to try
    and sell me a number of other products.

    I just feel these people are getting people to call by making
    outragous claims then once they get your to order they start charging
    you for all kinds of things that have nothing to do with their
    original claims.

    The easiest way to avoid these problems is not to fall for the pitch
    in the first place. Keep your hands in your pockets and away from the
    phone.

  2. Giving someone a DEBIT card number (over the phone, internet - whatever), is
    insane because you do not have the recourse of contesting charges like you
    do with a regular credit card.

    In this case, the only solution to this is to close the checking account and
    open another.

    SD

  3. Do not close the bank account, just leave it without funds and use another.
    You need that bank account open for eventual reimbursement. Get a written
    certified statement of the debits asap. And of course, wise up.

    "Shashay Doofray" <[email hidden]> wrote in message
    news:[email hidden]...

    Quoted message said:

    Giving someone a DEBIT card number (over the phone, internet - whatever),


    is

    Quoted message said:

    insane because you do not have the recourse of contesting charges like you
    do with a regular credit card.

    In this case, the only solution to this is to close the checking account


    and

    Quoted message said:

    open another.

    SD

  4. "J B" <[email hidden]> wrote in message
    news:[email hidden]...

    Quoted message said:

    Don't waste your money on the nutritional supplement "Focus factor" --
    it's a fraudulent way to relieve you of your hard-earned money. Here's
    the article from Consumer Affairs:

    http://www.consumeraffairs.com/nutrition/vital.html

    Vital Basics - Focus Factor
    ---------------------------

    Lynnette of Thorofare NJ writes (3/18/03):
    As an avid talk radio listener, I’ve heard the Focus Factor ads
    and always wanted to try them. Then when I heard the ad for a free
    bottle for only $4.95 in shipping and costs, I called. What I got was
    this sales person who, after I gave her my credit card (debit) number,
    started this stupid sales pitch that said I would automatically be
    sent my next refill. I told her, NO, I only wanted to
    “TRY” the vitamins, as the ad indicated, for the cost of
    shipping and handling.

    She then went into a sales pitch for another product, having to do
    with savings bonds. I finally told her to stop, and once again told
    her I only wanted what was advertised. I told her I didn’t want
    any more vitamins, unless I authorized them. Luckily, I talked her
    into giving me a contact number. Much to my horror, they did not
    listen to me and hit my bank account (I used a debit card) for $149.90
    last Friday. I was very upset by this because my mortgage payment is
    automatically deducted from my bank account on the 15th of every
    month, and this deduction would have caused my account to be
    overdrawn.

    After a three-way call between the bank and Vital Basics, they agreed
    to take the charge off my account. I verified this a few hours later,
    when I re-checked my account online and found the money was back in my
    account. Today I check my bank account once more, as I do almost every
    other day. Vital Basics took the money out of my account again! This
    resulted in an over draft of my bank account. I was very upset to say
    the least. Once again I had to call them and ask them to take it off.
    What is going to prevent them from doing this again?

    I had to call my attorney, who is going to draft a letter to them
    giving them notice that they do not have authorization to take money
    out of my account. I just checked their rating on the Better Business
    Bureau site and they have an unsatisfactory rating. I just thought you
    should have this information. I cannot find a listing in Maine or
    Florida for this company. I would like to talk to someone "higher up".

    They said they will give me a refund within 48 hours, but they also
    said they would take the charges off last Friday and all they did was
    put them on again. They caused my bank account to be overdrawn, and I
    don't know yet what the consequences will be with my mortgage payment.
    I could be hit with a returned check fee and late charges.

    Brenda of Zanesville OH (11/10/03):
    My husband had seen the ad for a bottle of vitamins called "Focus
    Factor" that were to supposed to help your memory and concentration.
    The ad stated that you could receive a no risk trial bottle of Focus
    Factor for $4.95. He called and asked numerous questions. They stated
    that only $4.95 would be withdrawn from our debit card - no other
    funds would be withdrawn without his authorization, and he could call
    to cancel at any time. His vitamins came and he noticed no difference.

    After 2 weeks another shipment came in the mail and they had taken
    $159.95 out of our checking account(from our debit card number they
    kept on file). He called and demanded to cancel, and to receive a
    refund. He was argued with, but after 25 minutes they agreed to cancel
    all future orders, and to redeposit $149.95 ( making us still pay for
    the shipping and handling!). This took about a week to happen. Then, a
    few days later, they once again took out $199.95. My husband called
    them in a rage, and demanded to speak with a supervisor. He was put on
    hold, and then told that the supervisor did not wish to speak with
    him!

    He told them he was seeking attorney action. They finally agreed to
    put the money back into our account again, but in the mean time it
    caused us to bounce two checks. He was told that they would fax the
    bank and let them know the refund would be in 24 hours. This is five
    days later and we have not received our refund!

    Melissa of Houston (2/19/03):
    I responded to a radio ad for a free bottle of Focus Factor for $4.95
    (shipping). After I requested the special and gave my credit card #
    the sales person asked me to join their monthly delivery club. I
    declined and said I wanted to try it first. She persisted, and I kept
    declining. This was on 1/27/03. On or around 2/2/03 I received my
    package, not 1 bottle but 3. I checked my account and I had only been
    charged the $4.95.

    On 2/8/03 I again received a package. 3 more bottles of Focus Factor.
    I checked the packing slip it nowhere stated a charge said it was only
    a packing slip. I became worried about the extra shipment so I called
    the customer service # and asked about the extra 3 bottles. I was told
    no it was not a mistake, I would be receiving 3 bottles every month at
    a price of $149.90 charged to my account! I said absolutely not! I did
    not authorize this. Cancel this immediately, and refund my account
    immediately.

    She then asked if I had opened the package which I had not. She said
    to return it to sender and mark it with a code she gave me. When it
    was received my account would be credited. I returned it by US
    Priority mail, with a delivery confirmation receipt. I received
    confirmation from the post office that it was delivered on 2/14/03 at
    9:03am. I called the 800 # on 2/18/03 to confirm my refund. The
    customer service rep. Juliana, said I was mistaken the package had not
    been received. I told her she was mistaken and should check again. She
    said she had already checked twice, I was wrong.

    I went back to my packing slip and realized the address for returns is
    a company called Ship Right Solutions in Westbrook, ME I called
    directory asst. and got the # and called them. I spoke to a Kevin
    Simpson asked him to verify my package had been received. He said no
    it had not come, again I explained I had a US Postal confirmation that
    it had. He said Oh Yes, Friday, the postman called to say the truck
    was not running so he would not be able to make the delivery of mail
    that day. The confirmation I had was because the Post Office had
    received it and scanned it but I had not been received by them. They
    would get delivery on Tues 2/18/03 because 2/17/03 was a holiday.

    I asked for his contact and a direct # at Vital Basics. He said he
    only had the 800 # too but Marilyn Pellier(sp) was a supervisor. I
    called the # again and asked for Marilyn Pellier, the same Juliana
    asked why do you want to talk to her? I then said Marilyn Pellier
    PLEASE! She hung up on me. I called back and was told she was
    unavailable, I said I wanted her voice mail, she said she didn't know
    it and hung up. On 2/19/03 I called the US Postal Service question
    line and spoke to Jean operator #9470, and asked her about the
    confirmation, was it true that when the package arrived at the post
    office it was then confirmed delivered as Mr. Simpson told me. She
    said NO, it would state that it was at the station, only when it was
    delivered to the address I sent it to would it be confirmed delivered.
    I called Mr. Simpson who was out for the day and referred his calls to
    Jack Roach. Mr. Roach was not in either.

    I called Vital Basics and again asked for Marilyn Pellier, Juliana
    asked me 3 times How may I help you, at which I just kept saying
    Marilyn Pellier please, she on the 4th request said she was not in. I
    am so angry at the way this company is conducting them selves and very
    worried that I will never be refunded my $149.90. This should be a
    crime and their ads should be pulled from the radio stations.

    Telephoning is a waste of time. Melissa should have sent a letter.

    Jane of Uniontown PA writes (10/5/02):
    I ordered one bottle of Vital Basic pill products. On my next
    statement I was billed 119.00 for joining a vital health club which I
    didn't and also 84.00 for joining a vital home club which I didn't.
    This is taking much of my time being wasted and hurting my credit
    because I refuse to pay for someone basically stealing my credit card
    to improve their company. I'm physically and emotionally stressed over
    this.

    Steven of Crofton MD (3/12/02):
    First of all it was a radio advertisement that caught my attention.
    The company claimed to improve your sexual satisfaction or your money
    back. After ordering the product at a price of $179.90. Jan 14, 2002,
    they charged my account $192.85. Once I tried the product and found it
    didn't improve my sexual satisfaction I attempted to send it back for
    the money-back guaratee.

    What they don't tell you is what you have to go through to ship the
    product back. After already paying for shipping once at $12.95 for a
    box no larger than your fist, you have to call a special 800 number
    and get a number to put on your their package to send it back, at a
    cost you for $3.95 standard mail. On my next statement I notice that
    Feb. 20, 2002, they have charged my account $109.00 to join their
    VITALHEALTHCLUB 888-243-6184. Also on the statement they had a credit
    of $179.90 dated Feb. 21, 2002. When I called the 800 number to find
    out why they charged my account $109.00, they said they would credit
    it back to my account. But befor she would hang up she began to try
    and sell me a number of other products.

    I just feel these people are getting people to call by making
    outragous claims then once they get your to order they start charging
    you for all kinds of things that have nothing to do with their
    original claims.

    The easiest way to avoid these problems is not to fall for the pitch
    in the first place. Keep your hands in your pockets and away from the
    phone.

    Excellent advice. Did you know that there are some people who actually
    believe that the sales hype for these products is "medical information?"

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