Donations badly needed

Do bike messenger companies not have insurance themselves? Do they not provide any health insurance
for the riders? What about workmens comp? Was this an on-the-job injury?

Davey Crockett <[email hidden]> wrote in message
news:<[email hidden]>...
[quote="Quoted message"]The Bicycle Messenger Emergency Fund is badly in need of donations.

There was a bad accident yesterday in Seattle and although the policy of the Fund is to
immediately send a cheque/check for $300, the need this instance is much greater.

If all you can spare is one dollar/pound/euro/whatever, please send it.

Every penny goes to a needy messenger. No overhead or admin fees here.

Quoted post said:

--Request:
==========
We recently had a sad event here where a messenger got hit pretty hard. Her name is Dawn
Villerall. Is there anything that the fund can do for her? She should recover but she will be in
the hospitol for a while and her cashed paycheck was stolen from her bag while she was in the
emergancy room. Please let me know. Art T.

Arthur Torelli [[email hidden]

-------

--Reply:
========
Everyone I have talked to Dawn and told her I was sending a 300$ check to help. I put it in the
mailbox a few moments ago. I hope it reaches her by Saturday

Please spread the word.

The bicycle messenger emergency fund works. Please send your donations when you have it, to;
Bicycle Messenger Emergency Fund PO Box 1761 Sarasota, Florida 34230

(kaiser) said:

Do bike messenger companies not have insurance themselves?

They sure do, at least I strongly supspect that most if not all messenger/courier/delivery
corporations have most the risks from most perils covered.

Quoted message said:

Do they not provide any health insurance for the riders?

I at first thought you were joking, but decided that you were not. The situation is that with most,
(perhaps) all, corporations employing the services of bicycle messengers, no master and servant
relationship exists.

The messenger then, is an independent contractor, and has to take care of their own overhead charges
such as income taxes, insurance and capital costs such as bicycles and repairs to the same.

The messenger gets absolutely nothing from the corporation except the commissions on the
pickups/deliveries/handoffs. And often the messenger has to fight to get the legitimate commissions
from some corporations as cheating the messengers is common.

What about workmens comp?

Workers Compensation varies from jurisdiction to jurisdiction. The messenger can obtain coverage in
some jurisdictions and not in others. Some (extremely few) make coverage mandatory whilst others
specifically preclude, say, a messenger type enterprise, where there would be only a single worker
covered, especially where that worker is the proprietor.

Additionally, coverage in the group into which a bicycle messenger falls is in my experience
prohibitive.

Quoted message said:

Was this an on-the-job injury?

Yes, an on the job injury.

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