Can a Schwinn Phocus be used for both road and commuting, and what modifications or adjustments might be necessary to accommodate the differing demands of these two types of riding? For instance, would the bikes current gearing and tire setup be suitable for both paved roads and potentially rougher commuting surfaces, or would changes to the drivetrain or wheels be required? Additionally, how might the Phocuss frame and fork design impact its performance in different riding conditions, and are there any concerns about the bikes durability or longevity when used for a mix of road and commuting rides? Would adding fenders, lights, or racks for commuting purposes affect the bikes handling or overall performance, or are there specific considerations that should be taken into account when outfitting the Phocus for commuting? What are the key factors to consider when deciding whether a road bike like the Schwinn Phocus can be adapted for commuting use, and what are some potential pitfalls or drawbacks to be aware of? Are there any specific components or upgrades that would be particularly well-suited to the Phocus for commuting purposes, or are there other bikes that might be more naturally suited to this type of riding?