Triathlon · Public discussion

Bike Insurance?

Started by Eric · · Last activity · 2 posts · 504 views

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Triathlon
Published
14 August 2005
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14 August 2005
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Eric
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  1. I realized my newest bike is worth more than my old truck. Anyone take
    out any kind of insurance on their bike? I'm pondering coverage for
    theft, or in case some fool in an auto crashes me.
    Eric

  2. Insurance isn't a bad idea. I have my P3 and race wheels ZIPP 404s & 909s
    covered. What you want to do is add it to your home policy as a rider to the
    contract otherwise it will just get the base bike coverage which has
    maximums. This way you will get full replacement cost (make sure you ask for
    it) for a very small deductable. If some fool crashes you in an auto crash
    and you survive, his/her insurance will cover the damage. If while
    transporting your bike in your car and you are in a crash and the bike gets
    damaged your auto insurance should cover it. If the cost is high (I pay
    about $200.00 per full year) consider coverage during the riding season. The
    above applies in Canada the rules maybe different elsewhere.

    "Eric" <[email hidden]> wrote in message
    news:[email hidden]...

    Quoted message said:

    I realized my newest bike is worth more than my old truck. Anyone take out
    any kind of insurance on their bike? I'm pondering coverage for theft, or
    in case some fool in an auto crashes me.
    Eric

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